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Best franchises for women entrepreneurs in 2027

📖 2,097 words🗓️ Published Jun 26, 2026

Direct Answer

The best franchises for women entrepreneurs in 2027 are not a separate legal category — every FDD franchise is open to any qualified buyer — but several concepts have large, supportive female-owner networks, flexible or semi-absentee models, and service categories where women have built strong businesses. Frequently cited options include boutique fitness (Club Pilates, StretchLab), beauty and wellness (European Wax Center, The Lash Lounge), children's services (Kiddie Academy, Tutor Doctor), senior care (Home Helpers, FirstLight Home Care), and home cleaning (MaidPro, The Cleaning Authority). Investment ranges run from roughly $60,000 for a home-based service to $500,000+ for a boutique studio, with royalties commonly 5% to 8% of gross sales. Below are real Franchise Disclosure Document ranges and a framework for choosing based on your capital, schedule, and goals rather than on marketing labels.

How to actually evaluate a franchise as a woman entrepreneur

There is no FDD field for "best for women." What matters are the same fundamentals every buyer should weigh, plus a few practical fit factors:

Capital and financing — what you can invest and qualify to borrow.
Time model — owner-operator, semi-absentee, or home-based, which determines how it fits around family or another job.
Support and community — franchisors with strong onboarding and active owner networks lower the learning curve.
Category fit — choose a category you will stay motivated to run for years.

Boutique fitness and wellness

Club Pilates — reformer Pilates with broad demographic appeal. Item 7 commonly $200,000 to $500,000 (FDD, 2024), royalty around 7%. Designed to run semi-absentee with a studio manager.
StretchLab — assisted-stretching concept, Item 7 generally $170,000 to $450,000 (FDD, 2024), royalty around 7%. Small footprint and a wellness angle.
The Lash Lounge — lash-extension studio. Item 7 commonly $190,000 to $500,000 (FDD, 2024), royalty around 6%. A recurring-membership beauty model.

Children's and education services

Kiddie Academy — early-childhood education centers. Item 7 frequently $400,000 to $7,000,000+ (FDD, 2024) depending on whether you lease or develop real estate, royalty around 7%. A larger commitment with strong demand.
Tutor Doctor — in-home and online tutoring, home-based. Item 7 commonly $70,000 to $130,000 (FDD, 2024), royalty around 8%. Low build-out and flexible.

Senior care and home services

Home Helpers Home Care — non-medical in-home care, often home-office based to start. Item 7 commonly $110,000 to $190,000 (FDD, 2024), royalty around 6%. Recession-resistant demand driven by an aging population.
FirstLight Home Care — similar non-medical care model. Item 7 commonly $110,000 to $200,000 (FDD, 2024), royalty around 5%.
MaidPro — residential cleaning, can start lean. Item 7 commonly $75,000 to $250,000 (FDD, 2024), royalty on a tiered scale. Manageable for an owner who builds and leads a cleaning team.

Costs beyond Item 7 you must plan for

The Item 7 table estimates total initial investment, but plan for these:

Working capital — Item 7 includes an additional-funds line for the first three to six months; service businesses ramp on client acquisition.
Staffing — care, cleaning, and childcare are labor businesses; recruiting and retention are the real work.
Marketing fund — most charge a brand or advertising contribution on top of royalty.
Licensing — childcare and home care carry state licensing costs and compliance overhead.

Who each model fits

Flexible schedule, lower capital: a home-based service such as Tutor Doctor or a lean cleaning or home-care start.
Full-time owner-operator with capital: a boutique fitness or beauty studio with a recurring-membership base.
Mission-driven and patient with a bigger build: early-childhood education or senior care, where demand is durable.

How to verify the numbers before you sign

Request the current FDD and read Item 7 (investment), Item 6 (recurring fees), Item 19 (any earnings claims), and Item 20 (the franchisee contact list). Then call current owners — and specifically ask to speak with owners whose situation resembles yours. Ask how the model fit their schedule, how long ramp took, and what they wish they had known. The ranges above are directional. The franchisee call is where you learn the truth.

Red flags to watch before you commit

A strong category does not guarantee a strong franchisor. Treat these warning signs as reasons to slow down and dig deeper before you sign anything:

Thin or missing Item 19. If the franchisor makes no financial performance representation at all, you are buying on faith. Ask current franchisees directly for revenue and cost figures, and weigh the silence carefully.
High closure or transfer counts in Item 20. A pattern of terminations, non-renewals, and ownership transfers in the system history often signals struggling units. Compare openings to closures over the last three years.
Rising royalty or remodel mandates. Some brands quietly raise royalties or require expensive remodels mid-term. Read Item 6 and the agreement for escalation clauses and refresh obligations.
Pressure to sign fast. A reputable franchisor encourages you to take the full statutory review period, talk to franchisees, and have an attorney review the agreement. Urgency is a warning sign, not an opportunity.
Weak or vague territory protection. If Item 12 does not clearly define your territory and the franchisor reserves broad rights to compete nearby or online, your local market can be diluted.

Validate every one of these against the current FDD and against at least five franchisee phone calls. The published ranges and brand reputation are the starting point; the disclosure document and the owner conversations are where the real risk shows up.

Financing and Franchise-Specific Grants for Women in 2027

Access to capital remains one of the most frequently cited barriers for women entering franchising, but the market has shifted noticeably. In 2027, several funding pathways are specifically structured to support women franchisees. The SBA 7(a) loan program remains the most common route, with franchise-friendly lenders like Live Oak Bank, Celtic Bank, and NewTek Business Credit approving loans for qualified borrowers with credit scores of 680 or higher and down payments of 20% to 30% of total investment. However, the more targeted option is the Franchise Fund and similar mission-driven lenders that offer reduced-rate loans (typically 1% to 2% below prime) for women and minority franchisees. Additionally, several franchisors now offer in-house financing or deferred royalty programs for the first six to twelve months. For example, MaidPro and Home Helpers have both introduced reduced initial fees for women-owned units in certain territories. A handful of brands also participate in the Veteran Women's Franchise Initiative, which can waive up to 50% of the initial franchise fee for qualifying female veterans. While no federal grant program specifically covers franchise startup costs, state-level economic development grants in places like Ohio, Michigan, and Georgia occasionally offer reimbursements for training and equipment for women-owned franchises in underserved areas. Always ask franchisors directly about their diversity and inclusion fee-reduction programs — many do not advertise them publicly but maintain a discretionary fund for qualified women buyers.

Building a Support Network: Women-Focused Franchisee Associations and Mentorship

One of the most underrated advantages of choosing a franchise with a strong women's network is the peer mentorship and collective bargaining power that comes with it. In 2027, several franchise systems have formalized women's franchisee advisory councils that meet quarterly to discuss operations, vendor discounts, and shared challenges. Club Pilates, for instance, maintains a Women Franchisee Network with regional meetups and an annual summit that covers topics from staffing to marketing. European Wax Center has a similar group that negotiates group purchasing agreements for supplies, reducing per-unit costs by roughly 10% to 15% for members. Beyond individual brands, organizations like Women in Franchising (WIF) and the International Franchise Association's Women's Franchise Committee offer free webinars, annual conferences, and a mentorship matching program. The WIF mentorship program pairs first-time women franchisees with experienced operators (often with 5+ years in the same brand or category) for a six-month structured relationship. Many participants report that having a mentor who understands the specific pressures of balancing family, capital constraints, and staff management significantly reduces the learning curve. If you are evaluating a franchise, ask the franchisor for contact information of three current women franchisees — and specifically request one who started with limited business ownership experience. Their honest feedback on the franchise's support systems, training quality, and community culture is often more valuable than any financial projection in the FDD.

Exit Strategies and Resale Opportunities for Women Franchisees

Many women entrepreneurs enter franchising with a long-term ownership mindset, but understanding the exit market in 2027 is equally important. The franchise resale market has grown significantly, with platforms like FranchiseResale.com and BizBuySell listing hundreds of established, profitable units for sale each quarter. For women-owned franchises, this creates a dual opportunity: you can either buy an existing, cash-flowing business (often with seller financing available for 20% to 40% of the purchase price) or build your own with a clear exit plan. Franchisors themselves are increasingly offering right of first refusal programs or internal resale networks that match retiring franchisees with new buyers. In the senior care and home cleaning categories, it is not uncommon to see women franchisees sell their multi-unit operations after 7 to 10 years for 2.5 to 4 times annual EBITDA. A few brands, such as The Cleaning Authority and Kiddie Academy, have formal succession planning resources that help franchisees prepare their businesses for sale, including valuation guidance and introductions to qualified buyers. If you are considering a franchise with an exit in mind, prioritize concepts with transferable systems, strong brand recognition, and a track record of successful resales. Ask the franchisor for a list of recent resales in your target region, and speak directly with the selling franchisee about their experience — including whether the transition was smooth and whether the franchisor supported the process. A franchise that facilitates easy ownership transfer is often a better long-term investment than one that locks you in with restrictive resale clauses.

FAQ

What is the typical investment range for a franchise suitable for women entrepreneurs? Investment ranges vary widely by concept. Home-based service franchises can start around $60,000, while boutique fitness or beauty studios often require $200,000 to $500,000 or more. Always check the specific Franchise Disclosure Document for exact figures.

Do these franchises offer flexible or part-time ownership options? Many do. Concepts like home cleaning, senior care, and tutoring often allow semi-absentee models where you can hire a manager. However, boutique studios and children’s services typically require more hands-on involvement, especially in the first year.

Are there special financing or support programs for women franchisees? Some franchisors offer minority or women-owned business incentives, such as reduced initial fees or financing partnerships. Additionally, organizations like the Women’s Franchise Network provide mentorship and networking, but terms vary by brand and year.

How important is prior industry experience for these franchises? It depends on the concept. Service-based franchises like cleaning or senior care often provide comprehensive training and don’t require industry background. Fitness or beauty franchises may prefer some experience but typically offer robust onboarding programs.

What are typical royalty fees for these franchises? Royalties generally range from 5% to 8% of gross sales. Some brands also charge a marketing fee of 1% to 3%. These percentages are standard across most franchise categories, including those popular with women entrepreneurs.

How long does it usually take to become profitable? Profit timelines vary. Home-based services can break even within 6 to 12 months, while brick-and-mortar locations like studios or childcare centers may take 18 to 24 months or longer. Factors include location, local demand, and your management approach.

Sources

U.S. Federal Trade Commission, Franchise Rule and FDD requirements (Items 6, 7, 11, 19, 20)
Club Pilates Franchise Disclosure Document, 2024
Tutor Doctor Franchise Disclosure Document, 2024
Home Helpers Home Care Franchise Disclosure Document, 2024
MaidPro Franchise Disclosure Document, 2024
U.S. Small Business Administration, franchise loan eligibility guidance
International Franchise Association, franchising industry overview

flowchart TD A[Define your goals] --> B{Time available?} B -->|Part-time/flexible| C["Home-based or semi-absenteeunder br/over cleaning, tutoring, care"] B -->|Full-time owner-operator| D["Studio or centerunder br/over fitness, beauty, childcare"] C --> E{Capital?} D --> E E -->|Under 150K| F[Home-based service, low build] E -->|150K-500K plus| G["Brick-and-mortar studio/center"]

flowchart LR A[Acquire first clients] --> B[Deliver reliable service] B --> C{Recurring revenue aboveunder br/over break-even?} C -->|No| D[Invest in marketing, referrals] C -->|Yes| E["Hire and delegateunder br/over owner steps back"] E --> F[Reinvest or expand territory] D --> A

Related on PULSE

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Download:

![woman entrepreneur opening franchise storefront](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20woman%20entrepreneur%20opening%20franchise%20storefront%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=57818)

## Direct Answer

The best franchises for women entrepreneurs in 2027 are not a separate legal category — every FDD franchise is open to any qualified buyer — but several concepts have large, supportive female-owner networks, flexible or semi-absentee models, and service categories where women have built strong businesses. Frequently cited options include **boutique fitness** (Club Pilates, StretchLab), **beauty and wellness** (European Wax Center, The Lash Lounge), **children's services** (Kiddie Academy, Tutor Doctor), **senior care** (Home Helpers, FirstLight Home Care), and **home cleaning** (MaidPro, The Cleaning Authority). Investment ranges run from roughly **$60,000 for a home-based service** to **$500,000+ for a boutique studio**, with royalties commonly **5% to 8%** of gross sales. Below are real Franchise Disclosure Document ranges and a framework for choosing based on your capital, schedule, and goals rather than on marketing labels.

## How to actually evaluate a franchise as a woman entrepreneur

![woman reviewing franchise disclosure document](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20woman%20reviewing%20franchise%20disclosure%20document%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=22420)


There is no FDD field for "best for women." What matters are the same fundamentals every buyer should weigh, plus a few practical fit factors:

- **Capital and financing** — what you can invest and qualify to borrow.
- **Time model** — owner-operator, semi-absentee, or home-based, which determines how it fits around family or another job.
- **Support and community** — franchisors with strong onboarding and active owner networks lower the learning curve.
- **Category fit** — choose a category you will stay motivated to run for years.

```mermaid
flowchart TD
    A[Define your goals] --> B{Time available?}
    B -->|Part-time/flexible| C[Home-based or semi-absenteeunder br/over cleaning, tutoring, care]
    B -->|Full-time owner-operator| D[Studio or centerunder br/over fitness, beauty, childcare]
    C --> E{Capital?}
    D --> E
    E -->|Under 150K| F[Home-based service, low build]
    E -->|150K-500K plus| G[Brick-and-mortar studio/center]
```

## Boutique fitness and wellness

![boutique fitness studio group class](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20boutique%20fitness%20studio%20group%20class%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=18141)


- **Club Pilates** — reformer Pilates with broad demographic appeal. Item 7 commonly **$200,000 to $500,000** (FDD, 2024), royalty around 7%. Designed to run semi-absentee with a studio manager.
- **StretchLab** — assisted-stretching concept, Item 7 generally **$170,000 to $450,000** (FDD, 2024), royalty around 7%. Small footprint and a wellness angle.
- **The Lash Lounge** — lash-extension studio. Item 7 commonly **$190,000 to $500,000** (FDD, 2024), royalty around 6%. A recurring-membership beauty model.

## Children's and education services

![children learning center tutoring classroom](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20children%20learning%20center%20tutoring%20classroom%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=9892)


- **Kiddie Academy** — early-childhood education centers. Item 7 frequently **$400,000 to $7,000,000+** (FDD, 2024) depending on whether you lease or develop real estate, royalty around 7%. A larger commitment with strong demand.
- **Tutor Doctor** — in-home and online tutoring, home-based. Item 7 commonly **$70,000 to $130,000** (FDD, 2024), royalty around 8%. Low build-out and flexible.

## Senior care and home services

- **Home Helpers Home Care** — non-medical in-home care, often home-office based to start. Item 7 commonly **$110,000 to $190,000** (FDD, 2024), royalty around 6%. Recession-resistant demand driven by an aging population.
- **FirstLight Home Care** — similar non-medical care model. Item 7 commonly **$110,000 to $200,000** (FDD, 2024), royalty around 5%.
- **MaidPro** — residential cleaning, can start lean. Item 7 commonly **$75,000 to $250,000** (FDD, 2024), royalty on a tiered scale. Manageable for an owner who builds and leads a cleaning team.

## Costs beyond Item 7 you must plan for

The Item 7 table estimates total initial investment, but plan for these:

- **Working capital** — Item 7 includes an additional-funds line for the first three to six months; service businesses ramp on client acquisition.
- **Staffing** — care, cleaning, and childcare are labor businesses; recruiting and retention are the real work.
- **Marketing fund** — most charge a brand or advertising contribution on top of royalty.
- **Licensing** — childcare and home care carry state licensing costs and compliance overhead.

```mermaid
flowchart LR
    A[Acquire first clients] --> B[Deliver reliable service]
    B --> C{Recurring revenue aboveunder br/over break-even?}
    C -->|No| D[Invest in marketing, referrals]
    C -->|Yes| E[Hire and delegateunder br/over owner steps back]
    E --> F[Reinvest or expand territory]
    D --> A
```

## Who each model fits

- **Flexible schedule, lower capital:** a home-based service such as Tutor Doctor or a lean cleaning or home-care start.
- **Full-time owner-operator with capital:** a boutique fitness or beauty studio with a recurring-membership base.
- **Mission-driven and patient with a bigger build:** early-childhood education or senior care, where demand is durable.

## How to verify the numbers before you sign

Request the current FDD and read **Item 7** (investment), **Item 6** (recurring fees), **Item 19** (any earnings claims), and **Item 20** (the franchisee contact list). Then call current owners — and specifically ask to speak with owners whose situation resembles yours. Ask how the model fit their schedule, how long ramp took, and what they wish they had known. The ranges above are directional. The franchisee call is where you learn the truth.

## Red flags to watch before you commit

A strong category does not guarantee a strong franchisor. Treat these warning signs as reasons to slow down and dig deeper before you sign anything:

- **Thin or missing Item 19.** If the franchisor makes no financial performance representation at all, you are buying on faith. Ask current franchisees directly for revenue and cost figures, and weigh the silence carefully.
- **High closure or transfer counts in Item 20.** A pattern of terminations, non-renewals, and ownership transfers in the system history often signals struggling units. Compare openings to closures over the last three years.
- **Rising royalty or remodel mandates.** Some brands quietly raise royalties or require expensive remodels mid-term. Read Item 6 and the agreement for escalation clauses and refresh obligations.
- **Pressure to sign fast.** A reputable franchisor encourages you to take the full statutory review period, talk to franchisees, and have an attorney review the agreement. Urgency is a warning sign, not an opportunity.
- **Weak or vague territory protection.** If Item 12 does not clearly define your territory and the franchisor reserves broad rights to compete nearby or online, your local market can be diluted.

Validate every one of these against the current FDD and against at least five franchisee phone calls. The published ranges and brand reputation are the starting point; the disclosure document and the owner conversations are where the real risk shows up.

## Financing and Franchise-Specific Grants for Women in 2027

Access to capital remains one of the most frequently cited barriers for women entering franchising, but the market has shifted noticeably. In 2027, several funding pathways are specifically structured to support women franchisees. The **SBA 7(a) loan program** remains the most common route, with franchise-friendly lenders like Live Oak Bank, Celtic Bank, and NewTek Business Credit approving loans for qualified borrowers with credit scores of 680 or higher and down payments of 20% to 30% of total investment. However, the more targeted option is the **Franchise Fund** and similar mission-driven lenders that offer reduced-rate loans (typically 1% to 2% below prime) for women and minority franchisees. Additionally, several franchisors now offer **in-house financing or deferred royalty programs** for the first six to twelve months. For example, MaidPro and Home Helpers have both introduced reduced initial fees for women-owned units in certain territories. A handful of brands also participate in the **Veteran Women's Franchise Initiative**, which can waive up to 50% of the initial franchise fee for qualifying female veterans. While no federal grant program specifically covers franchise startup costs, state-level economic development grants in places like Ohio, Michigan, and Georgia occasionally offer reimbursements for training and equipment for women-owned franchises in underserved areas. Always ask franchisors directly about their **diversity and inclusion fee-reduction programs** — many do not advertise them publicly but maintain a discretionary fund for qualified women buyers.

## Building a Support Network: Women-Focused Franchisee Associations and Mentorship

One of the most underrated advantages of choosing a franchise with a strong women's network is the peer mentorship and collective bargaining power that comes with it. In 2027, several franchise systems have formalized **women's franchisee advisory councils** that meet quarterly to discuss operations, vendor discounts, and shared challenges. Club Pilates, for instance, maintains a Women Franchisee Network with regional meetups and an annual summit that covers topics from staffing to marketing. European Wax Center has a similar group that negotiates group purchasing agreements for supplies, reducing per-unit costs by roughly 10% to 15% for members. Beyond individual brands, organizations like **Women in Franchising (WIF)** and the **International Franchise Association's Women's Franchise Committee** offer free webinars, annual conferences, and a mentorship matching program. The WIF mentorship program pairs first-time women franchisees with experienced operators (often with 5+ years in the same brand or category) for a six-month structured relationship. Many participants report that having a mentor who understands the specific pressures of balancing family, capital constraints, and staff management significantly reduces the learning curve. If you are evaluating a franchise, ask the franchisor for contact information of three current women franchisees — and specifically request one who started with limited business ownership experience. Their honest feedback on the franchise's support systems, training quality, and community culture is often more valuable than any financial projection in the FDD.

## Exit Strategies and Resale Opportunities for Women Franchisees

Many women entrepreneurs enter franchising with a long-term ownership mindset, but understanding the exit market in 2027 is equally important. The franchise resale market has grown significantly, with platforms like **FranchiseResale.com** and **BizBuySell** listing hundreds of established, profitable units for sale each quarter. For women-owned franchises, this creates a dual opportunity: you can either buy an existing, cash-flowing business (often with seller financing available for 20% to 40% of the purchase price) or build your own with a clear exit plan. Franchisors themselves are increasingly offering **right of first refusal programs** or internal resale networks that match retiring franchisees with new buyers. In the senior care and home cleaning categories, it is not uncommon to see women franchisees sell their multi-unit operations after 7 to 10 years for 2.5 to 4 times annual EBITDA. A few brands, such as The Cleaning Authority and Kiddie Academy, have formal **succession planning resources** that help franchisees prepare their businesses for sale, including valuation guidance and introductions to qualified buyers. If you are considering a franchise with an exit in mind, prioritize concepts with transferable systems, strong brand recognition, and a track record of successful resales. Ask the franchisor for a list of recent resales in your target region, and speak directly with the selling franchisee about their experience — including whether the transition was smooth and whether the franchisor supported the process. A franchise that facilitates easy ownership transfer is often a better long-term investment than one that locks you in with restrictive resale clauses.

## FAQ

**What is the typical investment range for a franchise suitable for women entrepreneurs?**  
Investment ranges vary widely by concept. Home-based service franchises can start around $60,000, while boutique fitness or beauty studios often require $200,000 to $500,000 or more. Always check the specific Franchise Disclosure Document for exact figures.

**Do these franchises offer flexible or part-time ownership options?**  
Many do. Concepts like home cleaning, senior care, and tutoring often allow semi-absentee models where you can hire a manager. However, boutique studios and children’s services typically require more hands-on involvement, especially in the first year.

**Are there special financing or support programs for women franchisees?**  
Some franchisors offer minority or women-owned business incentives, such as reduced initial fees or financing partnerships. Additionally, organizations like the Women’s Franchise Network provide mentorship and networking, but terms vary by brand and year.

**How important is prior industry experience for these franchises?**  
It depends on the concept. Service-based franchises like cleaning or senior care often provide comprehensive training and don’t require industry background. Fitness or beauty franchises may prefer some experience but typically offer robust onboarding programs.

**What are typical royalty fees for these franchises?**  
Royalties generally range from 5% to 8% of gross sales. Some brands also charge a marketing fee of 1% to 3%. These percentages are standard across most franchise categories, including those popular with women entrepreneurs.

**How long does it usually take to become profitable?**  
Profit timelines vary. Home-based services can break even within 6 to 12 months, while brick-and-mortar locations like studios or childcare centers may take 18 to 24 months or longer. Factors include location, local demand, and your management approach.

## Sources

- U.S. Federal Trade Commission, Franchise Rule and FDD requirements (Items 6, 7, 11, 19, 20)
- Club Pilates Franchise Disclosure Document, 2024
- Tutor Doctor Franchise Disclosure Document, 2024
- Home Helpers Home Care Franchise Disclosure Document, 2024
- MaidPro Franchise Disclosure Document, 2024
- U.S. Small Business Administration, franchise loan eligibility guidance
- International Franchise Association, franchising industry overview

<!--pillar-weave-->
## Related on PULSE

- [Best window and gutter-cleaning franchises to buy in 2027](/knowledge/fr1138)
- [Best handyman and home-repair franchises to buy in 2027](/knowledge/fr1137)
- [Best Asian-cuisine franchises to buy in 2027](/knowledge/fr1136)
- [Best burger franchises to buy in 2027](/knowledge/fr1135)
- [Best storage and self-storage franchises to buy in 2027](/knowledge/fr1134)
- [Best home-healthcare franchises to buy in 2027](/knowledge/fr1133)

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