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Best franchises to buy with SBA financing in 2027

📖 2,150 words🗓️ Published Jun 26, 2026

Direct Answer

The best franchises to buy with SBA financing in 2027 are established brands on the SBA Franchise Directory with strong, documented unit economics — because the SBA 7(a) loan program funds franchises that lenders see as low-risk, and lenders judge risk from the brand's track record and your pro forma. Categories that finance well include fitness, quick-service food, auto services, home services, and healthcare. An SBA 7(a) loan can fund up to $5 million, typically requiring a 10%-20% borrower equity injection, with terms of 7-10 years for most franchise uses (up to 25 years when real estate is involved). The brand must be listed (eligible) on the SBA Franchise Directory for the loan to proceed. Per 2026 Franchise Disclosure Documents (FDDs), the franchises that finance best combine mid-range Item 7 investment, disclosed Item 19 earnings, and high franchisee survival rates.

This guide reflects SBA 7(a) program parameters and Item 7/Item 19 considerations from 2026 FDDs. Confirm current SBA rules with an SBA-preferred lender and verify directory eligibility before applying.

How SBA Financing Decides Which Franchises Qualify

Two gates control SBA franchise financing. First, the brand must appear on the SBA Franchise Directory — the SBA's list of franchise systems whose agreements meet eligibility rules. If a brand is not listed, the loan generally cannot proceed without an eligibility review. Second, the lender underwrites the deal: they want a brand with a real earnings history (Item 19), a high franchisee survival rate, and a borrower with solid credit, relevant experience, and the required equity injection.

What the SBA 7(a) Program Provides

The 7(a) program is the most common path for franchise buyers. Key parameters in 2026: loans up to $5,000,000; a typical borrower equity injection of 10%-20% of total project cost; terms of roughly 10 years for working capital/equipment and up to 25 years when commercial real estate is included; and a personal guarantee from owners of 20%+. Rates are variable (often tied to the prime rate plus a spread within SBA caps). The SBA guarantees a portion of the loan, which is why lenders extend credit to first-time franchise owners they otherwise wouldn't.

Fitness Franchises

Membership-based fitness brands finance well because recurring revenue is predictable and many have robust Item 19 disclosures. 2026 FDD total investments run $150,000-$1,500,000, which fits the 7(a) range cleanly. Lenders like the recurring revenue; the risk they watch is local market saturation. Confirm the brand is on the SBA directory and that its survival rate supports the loan size.

Quick-Service and Fast-Casual Food

Proven QSR and fast-casual brands are among the most-financed franchises because lenders have decades of performance data. 2026 FDD total investments run $250,000-$1,500,000, often with significant real estate or buildout that supports longer SBA terms. The capital is high but so is the lender comfort with established brands. Newer or unproven food concepts are harder to finance.

Auto Services

Oil-change, tire, and repair franchises finance well due to non-deferrable demand and tangible equipment collateral. 2026 FDD total investments run $150,000-$1,500,000, royalties 5%-8%. The equipment and (often) real estate give lenders collateral, improving approval odds and term length.

Home Services and Healthcare

Restoration, cleaning, and home-services brands finance well at lower loan sizes ($60,000-$300,000 Item 7), while senior care and urgent care finance at higher sizes with durable demand. Lenders favor recurring or insurance-funded revenue. Lower-cost service franchises may use SBA 7(a) small-loan or even Express programs, which carry faster approval but smaller maximums.

How to Improve Your Approval Odds

Lenders approve borrowers, not just brands. Strengthen your application by: confirming the brand's SBA directory eligibility before you apply; bringing a clear equity injection (10%-20%, ideally documented and seasoned); showing relevant management or industry experience; keeping personal credit strong (lenders look for solid scores and clean history); and presenting a realistic pro forma grounded in the brand's Item 19, not optimistic guesses. Work with an SBA-preferred lender (PLP) experienced in franchises — they move faster and know which brands underwrite cleanly.

Who Should Use SBA Financing

First-time franchise buyers with limited capital but strong credit and the required equity injection.
Veterans, who can combine SBA programs with VetFran fee discounts.
Buyers acquiring an existing franchise resale, which often finances well because it has an operating history.

It is the wrong path for buyers who can self-fund cheaply (SBA loans carry fees and personal guarantees), or for brands not on the SBA directory.

SBA Loan Eligibility Checklist: What Lenders Actually Verify in 2027

Before you approach any SBA-preferred lender, you need to confirm three specific eligibility criteria that determine whether your franchise application will be approved or rejected. First, the franchise must appear on the SBA Franchise Directory (updated quarterly) with an "eligible" status — not "excluded" or "pending." Second, the franchise must have a Franchise Disclosure Document (FDD) that is current (filed within the last 12 months) and compliant with FTC regulations. Third, the franchise's Item 7 (initial investment) must fall within the SBA's standard loan limits — typically $150,000 to $5 million for a single-unit purchase, though multi-unit deals can go higher with additional documentation.

Lenders in 2027 are increasingly scrutinizing Item 19 (financial performance representations). If a franchise does not disclose any earnings claims in its FDD, expect to provide a personal financial statement showing at least 20% of the total investment in liquid assets — this is becoming a de facto requirement for non-disclosing franchises. For franchises that do provide Item 19 data, lenders look for median unit gross revenue of at least $400,000 and positive cash flow within the first 18 months of operation. Brands like Jersey Mike's, Mosquito Joe, and The UPS Store consistently meet these thresholds, while newer or smaller franchises often fail the lender's risk assessment.

A practical step: request the SBA Franchise Directory eligibility letter from the franchisor before you sign any agreement. This letter confirms the brand's SBA status and is required by most lenders. Without it, your application will not proceed past the initial review stage. Also note that franchises with pending litigation or unresolved franchisee complaints are being flagged more frequently by SBA lenders in 2027 — check the FDD Item 3 (litigation history) and Item 20 (outlets and franchisee transfers) for any red flags.

How to Structure Your SBA Loan Application for Maximum Approval Odds

The difference between approval and rejection often comes down to how you structure your business plan and financial projections. SBA lenders in 2027 are requiring three years of pro forma financial statements that align with the franchise's Item 19 data (if available) or industry benchmarks. Your business plan must include a break-even analysis showing when the unit will generate positive cash flow — typically month 6 to month 12 for well-established franchises, but month 18 to month 24 for newer concepts.

Your personal credit score remains the single most important individual factor. For SBA 7(a) loans, you need a minimum FICO score of 680 for standard approval, though scores above 720 get faster processing and better terms. If your score is between 640 and 679, expect to provide additional collateral (home equity, retirement accounts, or a larger cash injection). Scores below 640 are rarely approved unless you have significant business experience in the same industry.

The equity injection requirement (your cash down payment) ranges from 10% to 20% of the total project cost for most franchises. However, for franchises that require real estate acquisition (like a quick-service restaurant with a build-out), the equity injection can be as low as 10% because the real estate serves as collateral. For home-based or mobile franchises (like cleaning services or pet care), expect 15% to 20% equity because there's no hard asset backing the loan.

A critical strategy: apply to multiple SBA-preferred lenders simultaneously. Each lender has different risk appetites and franchise preferences. Some specialize in fitness franchises (Anytime Fitness, Orangetheory), others in food franchises (Dunkin', Subway), and others in service-based franchises (The Grounds Guys, Molly Maid). Request a pre-qualification letter from at least three lenders before you commit to a franchise purchase — this protects you from being locked into unfavorable terms.

Post-Approval Financial Management: Keeping Your Franchise SBA-Compliant

Once your SBA loan is approved and funded, you enter a 10-year compliance period that many franchisees neglect — and that neglect can trigger default. The SBA requires quarterly financial reporting to your lender, including profit and loss statements, balance sheets, and cash flow statements. If you miss two consecutive quarterly reports, the lender can declare a technical default, even if you're making loan payments on time.

Your Debt Service Coverage Ratio (DSCR) must remain above 1.15 for the life of the loan. This means your franchise's net operating income must be at least 15% higher than your total debt payments (SBA loan plus any other business debt). If your DSCR drops below 1.0 for two consecutive quarters, the lender can demand immediate repayment or require you to inject additional equity. To maintain a healthy DSCR, keep your personal draws to no more than 50% of net income during the first three years of operation.

Another often-overlooked requirement: SBA loans prohibit refinancing or selling the franchise without lender approval for the first two years. If you plan to exit or sell your franchise unit, you must notify your lender at least 90 days in advance and provide the buyer's financial qualifications. The SBA also requires that any franchise transfer fee (typically 10% to 20% of the purchase price) be paid from the buyer's equity injection, not from the loan proceeds.

Finally, maintain adequate working capital reserves — SBA lenders recommend three to six months of operating expenses in a separate business savings account. This reserve protects against seasonal downturns or unexpected repairs. For franchises with high inventory costs (like food or retail), aim for six months of reserves. For service-based franchises (like home cleaning or lawn care), three months is typically sufficient. Your lender will check these reserves annually as part of the loan review process.

FAQ

What is the minimum credit score required for an SBA franchise loan? Most SBA-preferred lenders look for a personal credit score of 680 or higher, though some may accept scores in the 650–660 range with a strong business plan and collateral. The exact threshold varies by lender and the franchise’s risk profile.

How much money do I need to put down for an SBA 7(a) franchise loan? Borrowers typically need a 10%–20% equity injection of the total project cost, depending on the franchise and lender requirements. Some lenders may accept as little as 10% for well-established brands with proven profitability.

Can I use SBA financing to buy an existing franchise location? Yes, SBA 7(a) loans can fund the purchase of an existing franchise, including acquisition of assets, inventory, and goodwill. The franchise must still be on the SBA Franchise Directory, and the lender will evaluate the location’s historical financials.

What happens if the franchise I want isn't on the SBA Franchise Directory? If the brand is not listed, you cannot use SBA financing for that franchise unless the franchisor applies for review and gets added. Most lenders will not proceed without directory eligibility, so always verify the list before committing.

How long does it take to get approved for an SBA franchise loan? The process typically takes 60 to 90 days from application to funding, though it can be faster with a well-prepared package and an SBA-preferred lender. Delays often come from incomplete documentation or franchise verification.

Are there any franchise types that SBA lenders avoid? Yes, lenders often avoid high-risk categories like speculative real estate, gambling, or businesses with low survival rates. Franchises with very high initial investment relative to earnings or poor Item 19 disclosures also face more scrutiny.

Sources

U.S. Small Business Administration (SBA) 7(a) loan program parameters, 2026
SBA Franchise Directory eligibility rules, 2026
Fitness, QSR, auto, and home-services franchise 2026 FDDs (Items 7 and 19)
International Franchise Association (IFA) financing research, 2026
SBA Express and small-loan program guidance, 2026
VetFran program directory (veteran financing incentives), 2026

flowchart TD A[Pick a franchise] --> B{On the SBA Franchise Directory?} B -->|No| C["Not SBA-eligible: pick another or seek a review"] B -->|Yes| D{Strong Item 19 + survival rate?} D -->|Yes| E[Lender sees low risk] D -->|Weak/none| F["Harder approval; bigger equity ask"] E --> G{Borrower: credit, equity, experience?} G -->|Strong| H[Loan likely approved] G -->|Weak| I[Add collateral or co-borrower]

flowchart LR A[Confirm SBA directory eligibility] --> B["Prepare equity injection 10-20%"] B --> C[Build pro forma from Item 19] C --> D[Apply via SBA-preferred lender] D --> E{Approved?} E -->|Yes| F[Fund and open] E -->|No| G[Add collateral, co-borrower, or equity]

Related on PULSE

[How do I get financing to buy a franchise in 2027?](/knowledge/fr1082)
[Best window and gutter-cleaning franchises to buy in 2027](/knowledge/fr1138)
[Best handyman and home-repair franchises to buy in 2027](/knowledge/fr1137)
[Best Asian-cuisine franchises to buy in 2027](/knowledge/fr1136)
[Best burger franchises to buy in 2027](/knowledge/fr1135)
[Best storage and self-storage franchises to buy in 2027](/knowledge/fr1134)

Download:

![Bank loan paperwork on desk](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20Bank%20loan%20paperwork%20on%20desk%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=45155)

## Direct Answer

**The best franchises to buy with SBA financing in 2027 are established brands on the SBA Franchise Directory with strong, documented unit economics — because the SBA 7(a) loan program funds franchises that lenders see as low-risk, and lenders judge risk from the brand's track record and your pro forma.** Categories that finance well include fitness, quick-service food, auto services, home services, and healthcare. An SBA 7(a) loan can fund up to **$5 million**, typically requiring a **10%-20% borrower equity injection**, with terms of **7-10 years** for most franchise uses (up to 25 years when real estate is involved). The brand must be **listed (eligible) on the SBA Franchise Directory** for the loan to proceed. Per 2026 Franchise Disclosure Documents (FDDs), the franchises that finance best combine **mid-range Item 7 investment, disclosed Item 19 earnings, and high franchisee survival rates.**

This guide reflects **SBA 7(a) program parameters and Item 7/Item 19 considerations from 2026 FDDs.** Confirm current SBA rules with an SBA-preferred lender and verify directory eligibility before applying.

## How SBA Financing Decides Which Franchises Qualify

![SBA franchise directory listing](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20SBA%20franchise%20directory%20listing%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=34135)


```mermaid
flowchart TD
    A[Pick a franchise] --> B{On the SBA Franchise Directory?}
    B -->|No| C[Not SBA-eligible: pick another or seek a review]
    B -->|Yes| D{Strong Item 19 + survival rate?}
    D -->|Yes| E[Lender sees low risk]
    D -->|Weak/none| F[Harder approval; bigger equity ask]
    E --> G{Borrower: credit, equity, experience?}
    G -->|Strong| H[Loan likely approved]
    G -->|Weak| I[Add collateral or co-borrower]
```

Two gates control SBA franchise financing. First, the **brand must appear on the SBA Franchise Directory** — the SBA's list of franchise systems whose agreements meet eligibility rules. If a brand is not listed, the loan generally cannot proceed without an eligibility review. Second, the **lender underwrites the deal**: they want a brand with a real earnings history (Item 19), a high franchisee survival rate, and a borrower with solid credit, relevant experience, and the required equity injection.

## What the SBA 7(a) Program Provides

![SBA 7a loan application form](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20SBA%207a%20loan%20application%20form%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=40870)%20Program%20Provides%20Best%20franchises%20to%20buy%20with%20SBA%20financing%20in%20%2C%20realistic%20magazine%20style%2C%20warm%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=35716)


The 7(a) program is the most common path for franchise buyers. Key parameters in 2026: loans up to **$5,000,000**; a typical **borrower equity injection of 10%-20%** of total project cost; terms of **roughly 10 years for working capital/equipment and up to 25 years when commercial real estate is included**; and a personal guarantee from owners of 20%+. Rates are variable (often tied to the prime rate plus a spread within SBA caps). The SBA guarantees a portion of the loan, which is why lenders extend credit to first-time franchise owners they otherwise wouldn't.

## Fitness Franchises

![Anytime Fitness franchise gym](https://www.ctoc.com.au/wp-content/uploads/2025/04/XB162152-1-Large.jpeg)


Membership-based fitness brands finance well because recurring revenue is predictable and many have robust Item 19 disclosures. 2026 FDD total investments run **$150,000-$1,500,000**, which fits the 7(a) range cleanly. Lenders like the recurring revenue; the risk they watch is local market saturation. Confirm the brand is on the SBA directory and that its survival rate supports the loan size.

## Quick-Service and Fast-Casual Food

Proven QSR and fast-casual brands are among the most-financed franchises because lenders have decades of performance data. 2026 FDD total investments run **$250,000-$1,500,000**, often with significant real estate or buildout that supports longer SBA terms. The capital is high but so is the lender comfort with established brands. Newer or unproven food concepts are harder to finance.

## Auto Services

Oil-change, tire, and repair franchises finance well due to non-deferrable demand and tangible equipment collateral. 2026 FDD total investments run **$150,000-$1,500,000**, royalties **5%-8%.** The equipment and (often) real estate give lenders collateral, improving approval odds and term length.

## Home Services and Healthcare

Restoration, cleaning, and home-services brands finance well at lower loan sizes (**$60,000-$300,000** Item 7), while senior care and urgent care finance at higher sizes with durable demand. Lenders favor recurring or insurance-funded revenue. Lower-cost service franchises may use SBA 7(a) small-loan or even Express programs, which carry faster approval but smaller maximums.

## How to Improve Your Approval Odds

Lenders approve borrowers, not just brands. Strengthen your application by: confirming the brand's **SBA directory eligibility before you apply**; bringing a **clear equity injection** (10%-20%, ideally documented and seasoned); showing **relevant management or industry experience**; keeping **personal credit strong** (lenders look for solid scores and clean history); and presenting a **realistic pro forma grounded in the brand's Item 19**, not optimistic guesses. Work with an **SBA-preferred lender (PLP)** experienced in franchises — they move faster and know which brands underwrite cleanly.

```mermaid
flowchart LR
    A[Confirm SBA directory eligibility] --> B[Prepare equity injection 10-20%]
    B --> C[Build pro forma from Item 19]
    C --> D[Apply via SBA-preferred lender]
    D --> E{Approved?}
    E -->|Yes| F[Fund and open]
    E -->|No| G[Add collateral, co-borrower, or equity]
```

## Who Should Use SBA Financing

- **First-time franchise buyers** with limited capital but strong credit and the required equity injection.
- **Veterans**, who can combine SBA programs with VetFran fee discounts.
- **Buyers acquiring an existing franchise resale**, which often finances well because it has an operating history.

It is the wrong path for buyers who can self-fund cheaply (SBA loans carry fees and personal guarantees), or for brands not on the SBA directory.

## SBA Loan Eligibility Checklist: What Lenders Actually Verify in 2027

Before you approach any SBA-preferred lender, you need to confirm three specific eligibility criteria that determine whether your franchise application will be approved or rejected. First, the franchise must appear on the **SBA Franchise Directory** (updated quarterly) with an "eligible" status — not "excluded" or "pending." Second, the franchise must have a **Franchise Disclosure Document (FDD) that is current** (filed within the last 12 months) and compliant with FTC regulations. Third, the franchise's **Item 7 (initial investment) must fall within the SBA's standard loan limits** — typically $150,000 to $5 million for a single-unit purchase, though multi-unit deals can go higher with additional documentation.

Lenders in 2027 are increasingly scrutinizing **Item 19 (financial performance representations)**. If a franchise does not disclose any earnings claims in its FDD, expect to provide a **personal financial statement showing at least 20% of the total investment in liquid assets** — this is becoming a de facto requirement for non-disclosing franchises. For franchises that do provide Item 19 data, lenders look for **median unit gross revenue of at least $400,000** and **positive cash flow within the first 18 months** of operation. Brands like **Jersey Mike's, Mosquito Joe, and The UPS Store** consistently meet these thresholds, while newer or smaller franchises often fail the lender's risk assessment.

A practical step: request the **SBA Franchise Directory eligibility letter** from the franchisor before you sign any agreement. This letter confirms the brand's SBA status and is required by most lenders. Without it, your application will not proceed past the initial review stage. Also note that **franchises with pending litigation or unresolved franchisee complaints** are being flagged more frequently by SBA lenders in 2027 — check the **FDD Item 3 (litigation history)** and **Item 20 (outlets and franchisee transfers)** for any red flags.

## How to Structure Your SBA Loan Application for Maximum Approval Odds

The difference between approval and rejection often comes down to how you structure your **business plan and financial projections**. SBA lenders in 2027 are requiring **three years of pro forma financial statements** that align with the franchise's Item 19 data (if available) or industry benchmarks. Your business plan must include a **break-even analysis** showing when the unit will generate positive cash flow — typically month 6 to month 12 for well-established franchises, but month 18 to month 24 for newer concepts.

Your **personal credit score** remains the single most important individual factor. For SBA 7(a) loans, you need a **minimum FICO score of 680** for standard approval, though scores above 720 get faster processing and better terms. If your score is between 640 and 679, expect to provide **additional collateral** (home equity, retirement accounts, or a larger cash injection). Scores below 640 are rarely approved unless you have significant business experience in the same industry.

The **equity injection requirement** (your cash down payment) ranges from **10% to 20% of the total project cost** for most franchises. However, for franchises that require **real estate acquisition** (like a quick-service restaurant with a build-out), the equity injection can be as low as **10%** because the real estate serves as collateral. For **home-based or mobile franchises** (like cleaning services or pet care), expect **15% to 20% equity** because there's no hard asset backing the loan.

A critical strategy: **apply to multiple SBA-preferred lenders simultaneously**. Each lender has different risk appetites and franchise preferences. Some specialize in **fitness franchises** (Anytime Fitness, Orangetheory), others in **food franchises** (Dunkin', Subway), and others in **service-based franchises** (The Grounds Guys, Molly Maid). Request a **pre-qualification letter** from at least three lenders before you commit to a franchise purchase — this protects you from being locked into unfavorable terms.

## Post-Approval Financial Management: Keeping Your Franchise SBA-Compliant

Once your SBA loan is approved and funded, you enter a **10-year compliance period** that many franchisees neglect — and that neglect can trigger default. The SBA requires **quarterly financial reporting** to your lender, including **profit and loss statements, balance sheets, and cash flow statements**. If you miss two consecutive quarterly reports, the lender can declare a technical default, even if you're making loan payments on time.

Your **Debt Service Coverage Ratio (DSCR)** must remain above **1.15** for the life of the loan. This means your franchise's net operating income must be at least 15% higher than your total debt payments (SBA loan plus any other business debt). If your DSCR drops below 1.0 for two consecutive quarters, the lender can demand immediate repayment or require you to inject additional equity. To maintain a healthy DSCR, **keep your personal draws to no more than 50% of net income** during the first three years of operation.

Another often-overlooked requirement: **SBA loans prohibit refinancing or selling the franchise without lender approval** for the first two years. If you plan to exit or sell your franchise unit, you must notify your lender at least **90 days in advance** and provide the buyer's financial qualifications. The SBA also requires that any **franchise transfer fee** (typically 10% to 20% of the purchase price) be paid from the buyer's equity injection, not from the loan proceeds.

Finally, maintain **adequate working capital reserves** — SBA lenders recommend **three to six months of operating expenses** in a separate business savings account. This reserve protects against seasonal downturns or unexpected repairs. For franchises with **high inventory costs** (like food or retail), aim for six months of reserves. For **service-based franchises** (like home cleaning or lawn care), three months is typically sufficient. Your lender will check these reserves annually as part of the loan review process.

## FAQ

**What is the minimum credit score required for an SBA franchise loan?**  
Most SBA-preferred lenders look for a personal credit score of 680 or higher, though some may accept scores in the 650–660 range with a strong business plan and collateral. The exact threshold varies by lender and the franchise’s risk profile.

**How much money do I need to put down for an SBA 7(a) franchise loan?**  
Borrowers typically need a 10%–20% equity injection of the total project cost, depending on the franchise and lender requirements. Some lenders may accept as little as 10% for well-established brands with proven profitability.

**Can I use SBA financing to buy an existing franchise location?**  
Yes, SBA 7(a) loans can fund the purchase of an existing franchise, including acquisition of assets, inventory, and goodwill. The franchise must still be on the SBA Franchise Directory, and the lender will evaluate the location’s historical financials.

**What happens if the franchise I want isn't on the SBA Franchise Directory?**  
If the brand is not listed, you cannot use SBA financing for that franchise unless the franchisor applies for review and gets added. Most lenders will not proceed without directory eligibility, so always verify the list before committing.

**How long does it take to get approved for an SBA franchise loan?**  
The process typically takes 60 to 90 days from application to funding, though it can be faster with a well-prepared package and an SBA-preferred lender. Delays often come from incomplete documentation or franchise verification.

**Are there any franchise types that SBA lenders avoid?**  
Yes, lenders often avoid high-risk categories like speculative real estate, gambling, or businesses with low survival rates. Franchises with very high initial investment relative to earnings or poor Item 19 disclosures also face more scrutiny.

## Sources

- U.S. Small Business Administration (SBA) 7(a) loan program parameters, 2026
- SBA Franchise Directory eligibility rules, 2026
- Fitness, QSR, auto, and home-services franchise 2026 FDDs (Items 7 and 19)
- International Franchise Association (IFA) financing research, 2026
- SBA Express and small-loan program guidance, 2026
- VetFran program directory (veteran financing incentives), 2026

<!--pillar-weave-->
## Related on PULSE

- [How do I get financing to buy a franchise in 2027?](/knowledge/fr1082)
- [Best window and gutter-cleaning franchises to buy in 2027](/knowledge/fr1138)
- [Best handyman and home-repair franchises to buy in 2027](/knowledge/fr1137)
- [Best Asian-cuisine franchises to buy in 2027](/knowledge/fr1136)
- [Best burger franchises to buy in 2027](/knowledge/fr1135)
- [Best storage and self-storage franchises to buy in 2027](/knowledge/fr1134)

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