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Best car-wash franchises to buy in 2027

📖 2,151 words🗓️ Published Jun 26, 2026

Direct Answer

The best car-wash franchises to buy in 2027 are express-exterior tunnel concepts that monetize unlimited monthly memberships, because recurring subscriptions turn a weather-dependent business into predictable revenue. Strong concepts include Tommy's Express, Take 5 Car Wash, Quick Quack Car Wash, GO Car Wash, and conveyor brands like Mister Car Wash affiliates. Total initial investment for a tunnel car wash commonly runs $3,000,000 to $7,000,000 including land and the wash building, with franchise fees of roughly $50,000 to $100,000 and royalties of 5% to 6% of gross sales. Lower-capital self-serve and in-bay automatic formats exist but earn far less per site. Below are real Franchise Disclosure Document ranges and how to verify them yourself.

How car-wash franchise economics actually work

A modern express car wash trades the old labor-heavy model for a conveyor tunnel plus vacuum stations, where a handful of staff process a high volume of vehicles. The capital is heavy and real-estate-driven: you are effectively building a small industrial site with water reclamation, equipment, and prime road frontage. The margin engine is the unlimited wash membership — a customer pays a flat monthly fee, and a healthy base of subscribers smooths out rainy weeks and slow seasons.

The trade-offs are the upfront cost (one of the highest-capital franchise categories), site selection (traffic counts and visibility are everything), and member churn, which silently drains revenue if retention slips. The best operators measure cars per labor-hour, membership penetration, and cost per gallon of reclaimed water.

Express-tunnel car-wash franchises

Tommy's Express — purpose-built tunnel system with a strong equipment and design package. Total initial investment commonly runs $4,000,000 to $7,000,000 per published FDD ranges including land and construction, with the building and conveyor as the dominant cost. Best fit for capitalized real-estate developers.
Quick Quack Car Wash — express-exterior brand with a membership-first model and a recognizable mascot. Investment commonly $3,000,000 to $6,000,000 depending on land cost; royalties in the 5% to 6% band.
Take 5 Car Wash — express tunnels under the Driven Brands umbrella, leveraging a national service network. Investment commonly $3,500,000 to $6,500,000 including site work.

Lower-capital and in-bay formats

GO Car Wash — express-exterior sites that the brand also acquires and converts, with capital requirements similar to other tunnels in the multi-million-dollar range.
In-bay automatic and self-serve — far lower capital, often $500,000 to $1,500,000, but they process fewer cars and earn less per site, so the unit economics rely on low overhead rather than membership volume.

What the FDD actually tells you

Read Item 7 for the full initial-investment range, Item 6 for royalty and ad-fund percentages, and Item 19 for any Financial Performance Representation. Item 19 is where a franchisor may optionally disclose average revenue, membership counts, or cars washed per site — but read the cohort, since a mature high-membership site overstates what a brand-new wash earns while it builds its subscriber base. Item 20 lists outlet counts plus transfers and terminations, which reveal how often owners exit.

Cross-check the FDD against franchisee interviews. Ask current owners about realized membership penetration, monthly churn, the true all-in build cost including land, and how long it took to ramp the subscriber base after opening.

Red flags to watch before you commit

Thin or absent Item 19. With capital this large, demand a defensible revenue or membership disclosure. If none exists, treat verbal claims as unverifiable.
Land cost buried outside Item 7. Some franchisors quote equipment and build-out but understate real-estate. Confirm the all-in number for your specific market.
Saturated trade areas. Express washes cluster fast. Verify how many competing tunnels already sit within your drive radius before committing.
Membership churn that is not disclosed. The whole model rests on retention. If owners report rising cancellations, the recurring revenue is weaker than it looks.
Lawsuits or terminations clustered in recent years. Item 3 litigation and a spike in Item 20 terminations are warnings that the system is under stress.
Equipment lock-in without justification. Confirm whether you must buy the tunnel system from the franchisor and at what markup versus independent suppliers.

Financing and Capital Requirements for 2027

Securing financing for a car-wash franchise in 2027 requires a clear understanding of how lenders evaluate these deals. Most commercial banks and SBA lenders view tunnel car washes favorably because of the subscription revenue model, but they still demand significant equity. Typical loan structures require 30% to 40% of the total project cost as a down payment from the franchisee, meaning for a $5,000,000 build, you would need $1,500,000 to $2,000,000 in liquid cash or pledged assets. SBA 7(a) loans are common for first-time franchisees, with maximum loan amounts up to $5,000,000 and interest rates ranging from Prime + 2.75% to Prime + 4.75% (roughly 8.5% to 10.5% as of early 2027). However, the SBA imposes a $5 million net worth cap for eligibility, so if your personal net worth exceeds that, you may need conventional commercial financing instead.

Equipment leasing is another option for reducing upfront capital. Tunnel equipment packages can be leased over 7 to 10 years at rates of 6% to 9% APR, but this increases your monthly operating expenses and reduces net profit. Some franchisors like Tommy's Express and Take 5 have preferred lender networks that offer slightly better terms for approved buyers, typically requiring only 25% to 30% down. Land costs vary dramatically by market: a 1.5- to 2.5-acre site in a growing suburban area might cost $800,000 to $2,500,000 depending on region. In high-growth Sun Belt metros like Phoenix, Nashville, or Charlotte, land alone can consume 40% to 50% of your total budget. Always budget an additional 10% to 15% for soft costs like permits, legal fees, environmental studies, and pre-opening marketing — these are often overlooked by first-time buyers.

Site Selection and Real Estate Strategy

The single most important factor in a car-wash franchise's success is location, and the best sites in 2027 are those with 30,000 to 50,000 vehicles per day passing by on a primary arterial road. Franchisors typically require a minimum of 2 to 3 acres for an express tunnel, with a building footprint of 8,000 to 12,000 square feet and room for a 100- to 150-foot tunnel, vacuum stations, and a queue lane that can hold 15 to 25 cars. The ideal site is on a signalized corner with easy ingress and egress, preferably near a grocery-anchored shopping center or a high-traffic retail corridor. Avoid locations with direct competition within 1 to 2 miles unless you have a clear service or membership advantage.

Demographic requirements vary by brand, but most franchisors look for a 3-mile population of at least 100,000 people with a median household income above $75,000. Higher-income areas drive more subscription sign-ups because customers value convenience and are less price-sensitive. Some brands, like Quick Quack, prefer dense suburban markets with 150,000+ people in 3 miles, while Mister Car Wash affiliates often target mid-sized metros with 200,000+ population. Zoning and environmental regulations are critical: you need a stormwater management plan, approval for water recycling systems (which recycle 70% to 85% of water), and compliance with local noise ordinances (vacuum stations and blowers can be loud). Many cities now require sound walls or muffling equipment, adding $50,000 to $150,000 to construction costs.

A growing trend for 2027 is co-tenancy with quick-service restaurants, gas stations, or convenience stores. Sharing a parking lot with a Starbucks, McDonald's, or 7-Eleven can boost traffic by 15% to 25% because customers combine errands. Some developers now build car-wash pads as part of larger retail centers, which can lower your land cost by 20% to 30% compared to a standalone site. Always conduct a traffic count study for at least 7 days before signing a lease or purchase agreement — franchisors often require this data and may reject a site if counts are below their threshold.

Operational Costs and Profitability Benchmarks

Once open, a tunnel car-wash franchise has a distinct cost structure that determines your bottom line. The largest variable expense is labor, which typically runs 25% to 35% of gross revenue. A single express tunnel needs 6 to 12 employees per shift (depending on volume), including a site manager, cashiers, pre-wash attendants, and vacuum lot staff. With minimum wages rising in many states (often $15 to $18 per hour in 2027), labor costs are climbing. To offset this, successful operators invest in automation: license-plate recognition for membership scanning, automated payment kiosks, and conveyor systems that reduce manual labor. These upgrades cost $100,000 to $300,000 but can cut labor by 15% to 20%.

Chemical and water costs are the second-largest variable, typically 8% to 12% of revenue. High-quality soaps, waxes, and protectants cost $0.50 to $1.50 per car, and water and sewer fees add another $0.30 to $0.80 per car. Water recycling systems significantly lower this — a good system recycles 70% to 85% of water, reducing your water bill by 50% to 60%. Utilities (electricity and gas for heating water) run 5% to 8% of revenue, with gas-powered water heaters being cheaper than electric in most regions. Royalties and marketing fees are fixed at 5% to 6% of gross sales for royalty and 1% to 2% for brand marketing.

Profitability benchmarks for a well-run express tunnel in 2027: gross revenue of $1,500,000 to $3,500,000 per year, with net profit margins of 15% to 25% after all expenses. A site doing 100,000 to 150,000 cars annually with a 50% to 60% membership penetration (monthly subscribers) will typically achieve the higher end of that range. Payback periods range from 4 to 7 years for a new build, and 3 to 5 years for an acquisition of an existing location. The key metric to watch is average revenue per car, which should be $12 to $18 for single washes and $25 to $40 per month for unlimited plans. If your average drops below $10 per car, your cost structure likely needs adjustment — either raise prices or push more memberships.

FAQ

What is the typical total investment for a car-wash franchise in 2027? Total investment for a tunnel car-wash franchise generally ranges from $3,000,000 to $7,000,000, including land, building, and equipment. Lower-cost options like self-serve or in-bay automatic washes may start around $200,000 to $500,000 but generate significantly less revenue per site.

How much can I expect to earn from a car-wash franchise? Earnings vary widely by location, membership adoption, and operating costs. Some express tunnel operators report annual net profits in the range of $300,000 to $800,000 per site, but you should review Item 19 of each franchise’s FDD for actual financial performance representations.

What are the ongoing fees for a car-wash franchise? Royalties typically range from 5% to 6% of gross sales, with franchise fees between $50,000 and $100,000. Some brands also charge marketing or technology fees of 1% to 2%, so check the specific FDD for exact amounts.

Do I need experience in the car-wash industry to buy a franchise? No, most franchisors provide training and ongoing support, so prior industry experience is not required. However, having business management or real estate experience can be helpful for site selection and operations.

How long does it take to open a car-wash franchise? The timeline from signing the franchise agreement to opening usually spans 12 to 24 months, depending on permitting, construction, and equipment delivery. Delays are common due to local regulations or supply chain issues.

Are car-wash franchises weather-dependent? Yes, revenue can fluctuate with weather, especially in regions with harsh winters or heavy rain. However, unlimited monthly memberships help stabilize cash flow by converting occasional customers into recurring subscribers.

Sources

U.S. Federal Trade Commission, "A Consumer's Guide to Buying a Franchise" — https://consumer.ftc.gov/articles/buying-franchise-consumer-guide
Tommy's Express franchise — https://tommys-express.com/franchise/
Quick Quack Car Wash careers and growth — https://www.dontdrivedirty.com/
Take 5 Car Wash (Driven Brands) — https://www.driven-brands.com/
International Franchise Association, evaluating opportunities — https://www.franchise.org/
U.S. Small Business Administration, financing a business — https://www.sba.gov/funding-programs/loans

flowchart TD A[Pick car-wash model] --> B{Express tunnel or in-bay?} B -->|Express tunnel| C[Tommys Express, Quick Quack, Take 5] B -->|In-bay/self-serve| D[Lower capital, lower revenue per site] C --> E{Membership base strong?} D --> E E -->|Yes| F[Recurring revenue smooths weather] E -->|No| G[Pay-per-wash, demand swings hard] F --> H[Add sites as membership scales]

flowchart LR A[FDD received] --> B[Read Item 7 investment] B --> C[Read Item 6 royalty + ad fund] C --> D[Read Item 19 revenue rep] D --> E[Read Item 20 transfers + terminations] E --> F[Interview 6+ current franchisees] F --> G{Numbers consistent?} G -->|Yes| H[Proceed with lawyer review] G -->|No| I[Walk away]

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Download:

![car wash tunnel exterior](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20car%20wash%20tunnel%20exterior%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=68840)

## Direct Answer

The best car-wash franchises to buy in 2027 are express-exterior tunnel concepts that monetize **unlimited monthly memberships**, because recurring subscriptions turn a weather-dependent business into predictable revenue. Strong concepts include **Tommy's Express**, **Take 5 Car Wash**, **Quick Quack Car Wash**, **GO Car Wash**, and conveyor brands like **Mister Car Wash** affiliates. Total initial investment for a tunnel car wash commonly runs **$3,000,000 to $7,000,000** including land and the wash building, with franchise fees of roughly **$50,000 to $100,000** and royalties of **5% to 6%** of gross sales. Lower-capital self-serve and in-bay automatic formats exist but earn far less per site. Below are real Franchise Disclosure Document ranges and how to verify them yourself.

## How car-wash franchise economics actually work

![cars moving through wash tunnel](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20cars%20moving%20through%20wash%20tunnel%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=27285)


A modern express car wash trades the old labor-heavy model for a **conveyor tunnel** plus vacuum stations, where a handful of staff process a high volume of vehicles. The capital is heavy and real-estate-driven: you are effectively building a small industrial site with water reclamation, equipment, and prime road frontage. The margin engine is the **unlimited wash membership** — a customer pays a flat monthly fee, and a healthy base of subscribers smooths out rainy weeks and slow seasons.

The trade-offs are the upfront cost (one of the highest-capital franchise categories), site selection (traffic counts and visibility are everything), and **member churn**, which silently drains revenue if retention slips. The best operators measure cars per labor-hour, membership penetration, and cost per gallon of reclaimed water.

```mermaid
flowchart TD
    A[Pick car-wash model] --> B{Express tunnel or in-bay?}
    B -->|Express tunnel| C[Tommys Express, Quick Quack, Take 5]
    B -->|In-bay/self-serve| D[Lower capital, lower revenue per site]
    C --> E{Membership base strong?}
    D --> E
    E -->|Yes| F[Recurring revenue smooths weather]
    E -->|No| G[Pay-per-wash, demand swings hard]
    F --> H[Add sites as membership scales]
```

## Express-tunnel car-wash franchises

![express tunnel car wash bay](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20express%20tunnel%20car%20wash%20bay%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=60964)


- **Tommy's Express** — purpose-built tunnel system with a strong equipment and design package. Total initial investment commonly runs **$4,000,000 to $7,000,000** per published FDD ranges including land and construction, with the building and conveyor as the dominant cost. Best fit for capitalized real-estate developers.
- **Quick Quack Car Wash** — express-exterior brand with a membership-first model and a recognizable mascot. Investment commonly **$3,000,000 to $6,000,000** depending on land cost; royalties in the **5% to 6%** band.
- **Take 5 Car Wash** — express tunnels under the Driven Brands umbrella, leveraging a national service network. Investment commonly **$3,500,000 to $6,500,000** including site work.

## Lower-capital and in-bay formats

![self-service in-bay car wash](https://image.pollinations.ai/prompt/realistic%20editorial%20photograph%20of%20self-service%20in-bay%20car%20wash%2C%20natural%20light%2C%20no%20text%2C%20no%20watermark?width=1200&height=675&nologo=true&model=flux&seed=95767)


- **GO Car Wash** — express-exterior sites that the brand also acquires and converts, with capital requirements similar to other tunnels in the multi-million-dollar range.
- **In-bay automatic and self-serve** — far lower capital, often **$500,000 to $1,500,000**, but they process fewer cars and earn less per site, so the unit economics rely on low overhead rather than membership volume.

## What the FDD actually tells you

Read Item 7 for the full initial-investment range, Item 6 for royalty and ad-fund percentages, and **Item 19** for any Financial Performance Representation. Item 19 is where a franchisor may optionally disclose average revenue, membership counts, or cars washed per site — but read the cohort, since a mature high-membership site overstates what a brand-new wash earns while it builds its subscriber base. Item 20 lists outlet counts plus **transfers and terminations**, which reveal how often owners exit.

Cross-check the FDD against franchisee interviews. Ask current owners about realized membership penetration, monthly churn, the true all-in build cost including land, and how long it took to ramp the subscriber base after opening.

## Red flags to watch before you commit

- **Thin or absent Item 19.** With capital this large, demand a defensible revenue or membership disclosure. If none exists, treat verbal claims as unverifiable.
- **Land cost buried outside Item 7.** Some franchisors quote equipment and build-out but understate real-estate. Confirm the all-in number for your specific market.
- **Saturated trade areas.** Express washes cluster fast. Verify how many competing tunnels already sit within your drive radius before committing.
- **Membership churn that is not disclosed.** The whole model rests on retention. If owners report rising cancellations, the recurring revenue is weaker than it looks.
- **Lawsuits or terminations clustered in recent years.** Item 3 litigation and a spike in Item 20 terminations are warnings that the system is under stress.
- **Equipment lock-in without justification.** Confirm whether you must buy the tunnel system from the franchisor and at what markup versus independent suppliers.

```mermaid
flowchart LR
    A[FDD received] --> B[Read Item 7 investment]
    B --> C[Read Item 6 royalty + ad fund]
    C --> D[Read Item 19 revenue rep]
    D --> E[Read Item 20 transfers + terminations]
    E --> F[Interview 6+ current franchisees]
    F --> G{Numbers consistent?}
    G -->|Yes| H[Proceed with lawyer review]
    G -->|No| I[Walk away]
```

## Financing and Capital Requirements for 2027

Securing financing for a car-wash franchise in 2027 requires a clear understanding of how lenders evaluate these deals. Most commercial banks and SBA lenders view tunnel car washes favorably because of the subscription revenue model, but they still demand significant equity. Typical loan structures require **30% to 40%** of the total project cost as a down payment from the franchisee, meaning for a $5,000,000 build, you would need **$1,500,000 to $2,000,000** in liquid cash or pledged assets. SBA 7(a) loans are common for first-time franchisees, with maximum loan amounts up to **$5,000,000** and interest rates ranging from **Prime + 2.75% to Prime + 4.75%** (roughly **8.5% to 10.5%** as of early 2027). However, the SBA imposes a **$5 million net worth cap** for eligibility, so if your personal net worth exceeds that, you may need conventional commercial financing instead.

Equipment leasing is another option for reducing upfront capital. Tunnel equipment packages can be leased over **7 to 10 years** at rates of **6% to 9%** APR, but this increases your monthly operating expenses and reduces net profit. Some franchisors like **Tommy's Express** and **Take 5** have preferred lender networks that offer slightly better terms for approved buyers, typically requiring only **25% to 30%** down. Land costs vary dramatically by market: a 1.5- to 2.5-acre site in a growing suburban area might cost **$800,000 to $2,500,000** depending on region. In high-growth Sun Belt metros like Phoenix, Nashville, or Charlotte, land alone can consume **40% to 50%** of your total budget. Always budget an additional **10% to 15%** for soft costs like permits, legal fees, environmental studies, and pre-opening marketing — these are often overlooked by first-time buyers.

## Site Selection and Real Estate Strategy

The single most important factor in a car-wash franchise's success is location, and the best sites in 2027 are those with **30,000 to 50,000 vehicles per day** passing by on a primary arterial road. Franchisors typically require a minimum of **2 to 3 acres** for an express tunnel, with a building footprint of **8,000 to 12,000 square feet** and room for a **100- to 150-foot tunnel**, vacuum stations, and a queue lane that can hold **15 to 25 cars**. The ideal site is on a **signalized corner** with easy ingress and egress, preferably near a grocery-anchored shopping center or a high-traffic retail corridor. Avoid locations with direct competition within **1 to 2 miles** unless you have a clear service or membership advantage.

Demographic requirements vary by brand, but most franchisors look for a **3-mile population of at least 100,000 people** with a median household income above **$75,000**. Higher-income areas drive more subscription sign-ups because customers value convenience and are less price-sensitive. Some brands, like **Quick Quack**, prefer **dense suburban markets** with **150,000+ people in 3 miles**, while **Mister Car Wash** affiliates often target **mid-sized metros** with **200,000+ population**. Zoning and environmental regulations are critical: you need a **stormwater management plan**, approval for **water recycling systems** (which recycle **70% to 85%** of water), and compliance with local noise ordinances (vacuum stations and blowers can be loud). Many cities now require **sound walls** or **muffling equipment**, adding **$50,000 to $150,000** to construction costs.

A growing trend for 2027 is **co-tenancy with quick-service restaurants, gas stations, or convenience stores**. Sharing a parking lot with a **Starbucks, McDonald's, or 7-Eleven** can boost traffic by **15% to 25%** because customers combine errands. Some developers now build **car-wash pads** as part of larger retail centers, which can lower your land cost by **20% to 30%** compared to a standalone site. Always conduct a **traffic count study** for at least **7 days** before signing a lease or purchase agreement — franchisors often require this data and may reject a site if counts are below their threshold.

## Operational Costs and Profitability Benchmarks

Once open, a tunnel car-wash franchise has a distinct cost structure that determines your bottom line. The largest variable expense is **labor**, which typically runs **25% to 35%** of gross revenue. A single express tunnel needs **6 to 12 employees** per shift (depending on volume), including a **site manager**, **cashiers**, **pre-wash attendants**, and **vacuum lot staff**. With minimum wages rising in many states (often **$15 to $18 per hour** in 2027), labor costs are climbing. To offset this, successful operators invest in **automation**: license-plate recognition for membership scanning, automated payment kiosks, and conveyor systems that reduce manual labor. These upgrades cost **$100,000 to $300,000** but can cut labor by **15% to 20%**.

**Chemical and water costs** are the second-largest variable, typically **8% to 12%** of revenue. High-quality soaps, waxes, and protectants cost **$0.50 to $1.50 per car**, and water and sewer fees add another **$0.30 to $0.80 per car**. Water recycling systems significantly lower this — a good system recycles **70% to 85%** of water, reducing your water bill by **50% to 60%**. **Utilities** (electricity and gas for heating water) run **5% to 8%** of revenue, with gas-powered water heaters being cheaper than electric in most regions. **Royalties and marketing fees** are fixed at **5% to 6%** of gross sales for royalty and **1% to 2%** for brand marketing.

Profitability benchmarks for a well-run express tunnel in 2027: **gross revenue of $1,500,000 to $3,500,000** per year, with **net profit margins of 15% to 25%** after all expenses. A site doing **100,000 to 150,000 cars annually** with a **50% to 60% membership penetration** (monthly subscribers) will typically achieve the higher end of that range. Payback periods range from **4 to 7 years** for a new build, and **3 to 5 years** for an acquisition of an existing location. The key metric to watch is **average revenue per car**, which should be **$12 to $18** for single washes and **$25 to $40 per month** for unlimited plans. If your average drops below $10 per car, your cost structure likely needs adjustment — either raise prices or push more memberships.

## FAQ

**What is the typical total investment for a car-wash franchise in 2027?**  
Total investment for a tunnel car-wash franchise generally ranges from $3,000,000 to $7,000,000, including land, building, and equipment. Lower-cost options like self-serve or in-bay automatic washes may start around $200,000 to $500,000 but generate significantly less revenue per site.

**How much can I expect to earn from a car-wash franchise?**  
Earnings vary widely by location, membership adoption, and operating costs. Some express tunnel operators report annual net profits in the range of $300,000 to $800,000 per site, but you should review Item 19 of each franchise’s FDD for actual financial performance representations.

**What are the ongoing fees for a car-wash franchise?**  
Royalties typically range from 5% to 6% of gross sales, with franchise fees between $50,000 and $100,000. Some brands also charge marketing or technology fees of 1% to 2%, so check the specific FDD for exact amounts.

**Do I need experience in the car-wash industry to buy a franchise?**  
No, most franchisors provide training and ongoing support, so prior industry experience is not required. However, having business management or real estate experience can be helpful for site selection and operations.

**How long does it take to open a car-wash franchise?**  
The timeline from signing the franchise agreement to opening usually spans 12 to 24 months, depending on permitting, construction, and equipment delivery. Delays are common due to local regulations or supply chain issues.

**Are car-wash franchises weather-dependent?**  
Yes, revenue can fluctuate with weather, especially in regions with harsh winters or heavy rain. However, unlimited monthly memberships help stabilize cash flow by converting occasional customers into recurring subscribers.

## Sources

- U.S. Federal Trade Commission, "A Consumer's Guide to Buying a Franchise" — https://consumer.ftc.gov/articles/buying-franchise-consumer-guide
- Tommy's Express franchise — https://tommys-express.com/franchise/
- Quick Quack Car Wash careers and growth — https://www.dontdrivedirty.com/
- Take 5 Car Wash (Driven Brands) — https://www.driven-brands.com/
- International Franchise Association, evaluating opportunities — https://www.franchise.org/
- U.S. Small Business Administration, financing a business — https://www.sba.gov/funding-programs/loans

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