Top 10 Cars With Best Safety Features 2027 — Best Overall + Best Value

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How We Ranked the Top 10

We weighted each car against the safety priorities that real buyers and safety organizations like the IIHS (Insurance Institute for Highway Safety) and NHTSA (National Highway Traffic Safety Administration) emphasize. We leaned on published data from Car and Driver, MotorTrend, Edmunds, Kelley Blue Book (KBB), U.S. News, the IIHS, the NHTSA, and manufacturer pages. The weighting:

• Crash test ratings (IIHS and NHTSA) — 30%
• Standard ADAS features — 25%
• Accident avoidance technology — 20%
• Structural integrity and airbag coverage — 15%
• Price-to-safety value — 10%

A car that scores five stars in crash tests but lacks standard lane-keeping assist or automatic emergency braking drops quickly. The winners balance all five criteria.

1. Volvo XC90 Recharge 🏆 BEST OVERALL

Volvo XC90 Recharge

Starting MSRP: $59,000 | Best for: Safety-first families who want luxury and zero compromises

The 2027 Volvo XC90 Recharge is the gold standard for automotive safety. It earns an IIHS Top Safety Pick+ rating and a five-star NHTSA overall score, thanks to its high-strength boron steel frame, seven airbags, and standard Pilot Assist — a semi-autonomous system that handles steering, acceleration, and braking on highways. The City Safety system includes collision avoidance with pedestrian, cyclist, and large animal detection, plus automatic emergency braking at intersections. The 360-degree camera, blind-spot monitoring, and rear cross-traffic alert are standard. The plug-in hybrid powertrain adds 455 hp and EPA-estimated 57 MPGe, making it both safe and efficient.

Pros:

• IIHS Top Safety Pick+ and five-star NHTSA rating
• Standard Pilot Assist semi-autonomous driving
• 455-hp plug-in hybrid with 57 MPGe

Cons:

• High starting price near $59,000
• Third-row seats are tight for adults

2. Honda Accord 🏆 BEST VALUE

Honda Accord

Starting MSRP: $30,000 | Best for: Budget-conscious buyers who refuse to skimp on safety

The 2027 Honda Accord is the best value in safety, packing Honda Sensing 360 as standard across all trims. This suite includes adaptive cruise control, lane-keeping assist, road departure mitigation, automatic emergency braking with pedestrian detection, blind-spot monitoring, and rear cross-traffic alert — features that often cost extra on rivals. The Accord earns an IIHS Top Safety Pick and a five-star NHTSA overall rating, with a high-strength steel body and 10 airbags. The 2.0-liter hybrid delivers 204 hp and EPA-estimated 44 mpg combined, making it both safe and economical.

Pros:

• Standard Honda Sensing 360 with full ADAS suite
• IIHS Top Safety Pick and five-star NHTSA rating
• 44 mpg combined with hybrid powertrain

Cons:

• No semi-autonomous driving like Pilot Assist
• Limited to sedan form — no SUV option

3. Toyota Camry

Starting MSRP: $29,000 | Best for: Reliability and safety in a mid-size sedan

The 2027 Toyota Camry comes standard with Toyota Safety Sense 3.0, which includes pre-collision system with pedestrian detection, lane-departure alert with steering assist, adaptive cruise control, and automatic high beams. It earns an IIHS Top Safety Pick and a five-star NHTSA rating. The 2.5-liter hybrid achieves EPA-estimated 51 mpg combined, while the eight airbags and high-strength steel frame provide excellent crash protection. The blind-spot monitor and rear cross-traffic alert are standard on mid-range trims.

Pros:

• Standard Toyota Safety Sense 3.0
• 51 mpg combined with hybrid
• Excellent reliability and resale value

Cons:

• No 360-degree camera standard
• Infotainment system can be slow

4. Mercedes-Benz EQS

Starting MSRP: $105,000 | Best for: Luxury buyers who want modern safety tech

The 2027 Mercedes-Benz EQS is a safety powerhouse, earning an IIHS Top Safety Pick+ and a five-star NHTSA rating. It features Drive Pilot — a Level 3 semi-autonomous system that allows hands-free driving on approved highways. Standard safety includes active brake assist, active lane-keeping assist, blind-spot assist, and a 360-degree camera. The PRE-SAFE system can detect an imminent crash and automatically tighten seatbelts, adjust seats, and close windows. The electric powertrain delivers EPA-estimated 350 miles of range and 516 hp.

Pros:

• Level 3 Drive Pilot semi-autonomous system
• PRE-SAFE proactive crash protection
• 350-mile electric range

Cons:

• Very high starting price
• Complex infotainment can distract

5. Subaru Outback

Starting MSRP: $30,000 | Best for: All-weather safety and off-road capability

The 2027 Subaru Outback comes standard with EyeSight Driver Assist Technology, which includes adaptive cruise control, pre-collision braking, lane-keeping assist, and lead vehicle start alert. It earns an IIHS Top Safety Pick+ and a five-star NHTSA rating. Standard all-wheel drive and 8.7 inches of ground clearance improve stability and avoidance in poor conditions. The 2.5-liter engine delivers 182 hp and EPA-estimated 29 mpg combined. The blind-spot monitor and rear cross-traffic alert are standard on most trims.

Pros:

• Standard EyeSight and all-wheel drive
• IIHS Top Safety Pick+
• Excellent ground clearance for rough terrain

Cons:

• Engine can feel underpowered
• Infotainment system is dated

6. Tesla Model 3

Starting MSRP: $42,000 | Best for: Tech-forward drivers who want over-the-air safety updates

The 2027 Tesla Model 3 earns a five-star NHTSA rating and an IIHS Top Safety Pick+. It comes standard with Autopilot — including adaptive cruise control, lane-keeping, and automatic emergency braking. The eight cameras and 12 ultrasonic sensors provide 360-degree visibility and collision avoidance that improves via over-the-air updates. The electric powertrain delivers EPA-estimated 363 miles of range and 0-60 mph in 4.2 seconds. The low center of gravity from the battery pack reduces rollover risk.

Pros:

• Five-star NHTSA and IIHS Top Safety Pick+
• Over-the-air safety updates
• 363-mile range and quick acceleration

Cons:

• Autopilot requires driver attention
• Build quality can be inconsistent

7. BMW 5 Series

Starting MSRP: $58,000 | Best for: Executive safety with driving dynamics

The 2027 BMW 5 Series earns an IIHS Top Safety Pick+ and a five-star NHTSA rating. Standard Driving Assistant Professional includes adaptive cruise control with stop-and-go, lane-keeping assist with active side collision protection, and automatic emergency braking. The 360-degree camera, parking assistant, and rear cross-traffic alert are standard. The 530i delivers 255 hp and EPA-estimated 30 mpg combined. The high-strength steel and aluminum body provides excellent crash protection.

Pros:

• IIHS Top Safety Pick+
• Standard Driving Assistant Professional
• Excellent driving dynamics

Cons:

• High starting price
• Some safety features require options

8. Hyundai Ioniq 6

Starting MSRP: $38,000 | Best for: Affordable electric safety with long range

The 2027 Hyundai Ioniq 6 earns an IIHS Top Safety Pick+ and a five-star NHTSA rating. Standard Hyundai SmartSense includes forward collision-avoidance assist, lane-keeping assist, adaptive cruise control, and driver attention warning. The blind-spot monitor and rear cross-traffic alert are standard. The electric powertrain delivers EPA-estimated 361 miles of range and 225 hp. The battery pack is mounted low for a low center of gravity that reduces rollover risk.

Pros:

• IIHS Top Safety Pick+
• 361-mile range
• Low rollover risk

Cons:

• Limited cargo space
• Charging infrastructure varies

9. Lexus ES

Starting MSRP: $44,000 | Best for: Luxury reliability with comprehensive safety

The 2027 Lexus ES earns an IIHS Top Safety Pick+ and a five-star NHTSA rating. Standard Lexus Safety System+ 3.0 includes pre-collision system with pedestrian detection, lane-departure alert with steering assist, adaptive cruise control, and road sign assist. The blind-spot monitor and rear cross-traffic alert are standard on most trims. The ES 350 delivers 302 hp and EPA-estimated 28 mpg combined. The high-strength steel body and 10 airbags provide excellent protection.

Pros:

• IIHS Top Safety Pick+
• Standard Lexus Safety System+ 3.0
• Excellent reliability and resale value

Cons:

• No semi-autonomous driving
• Infotainment system can be complex

10. Ford Maverick

Starting MSRP: $26,000 | Best for: Affordable truck safety with utility

The 2027 Ford Maverick earns an IIHS Top Safety Pick and a five-star NHTSA rating. Standard Ford Co-Pilot360 includes pre-collision assist with automatic emergency braking, lane-keeping system, blind-spot monitoring, and rear cross-traffic alert. The 2.5-liter hybrid delivers 191 hp and EPA-estimated 37 mpg combined. The high-strength steel frame and seven airbags provide solid crash protection. The small pickup bed adds utility without sacrificing safety.

Pros:

• Standard Ford Co-Pilot360
• IIHS Top Safety Pick
• 37 mpg combined with hybrid

Cons:

• No semi-autonomous driving
• Towing capacity is limited

What to Look for in a 2027 Safety Tech Package

When comparing safety features across models, focus on three key technology tiers that have become standard in 2027. First, surround-view camera systems are now expected on most trims above base level, providing a bird's-eye view that eliminates blind spots during parking and low-speed maneuvers. Second, intersection collision avoidance has matured significantly—look for systems that can detect cross-traffic at junctions and automatically brake when a pedestrian, cyclist, or vehicle enters your path from the side. Third, driver monitoring systems are increasingly common; these use interior cameras to track eye movement and head position, alerting you if distraction or drowsiness is detected. A car that bundles all three without requiring an expensive premium package offers the best real-world safety value.

How Safety Ratings Differ Between Regions

It’s important to understand that "best safety features" can vary depending on where you live. In 2027, the IIHS (Insurance Institute for Highway Safety) in North America and Euro NCAP in Europe test vehicles differently. For example, Euro NCAP now includes a dedicated vulnerable road user protection score that heavily weights pedestrian and cyclist detection at night. Meanwhile, the IIHS has updated its side-impact test to simulate a heavier SUV striking your vehicle. A car that earns top marks in both regions—like the Volvo XC90 Recharge or the Honda Accord—has undergone the most rigorous global validation. If you’re shopping in a market that follows one standard, check whether the model you’re considering has also been tested under the other protocol for a fuller picture of its capabilities.

The Hidden Cost of Safety: Maintenance and Software Updates

A 2027 car’s safety features are only as good as their upkeep. Many advanced systems rely on over-the-air (OTA) software updates to improve collision algorithms or add new detection capabilities. Before buying, verify that the manufacturer provides free OTA updates for at least the first few years—otherwise, you may miss critical improvements. Additionally, sensor calibration after windshield replacement or minor front-end collisions can be costly. For example, a cracked windshield on a car with a forward-facing camera may require dealer-only recalibration, adding hundreds to a routine repair. When evaluating value, consider not just the purchase price but the long-term cost of keeping those safety systems functioning at peak performance.

FAQ

What is the safest car in 2027? The Volvo XC90 Recharge is the safest overall, with an IIHS Top Safety Pick+, five-star NHTSA rating, and standard Pilot Assist semi-autonomous driving.

What is the best value car for safety features in 2027? The Honda Accord offers the best value, with Honda Sensing 360 standard, an IIHS Top Safety Pick, and a starting price under $30,000.

Does the Toyota Camry have good safety features? Yes, the 2027 Toyota Camry comes standard with Toyota Safety Sense 3.0 and earns an IIHS Top Safety Pick and five-star NHTSA rating.

Is the Tesla Model 3 safe? Yes, the Tesla Model 3 earns a five-star NHTSA rating and an IIHS Top Safety Pick+, with Autopilot and over-the-air updates improving safety.

What safety features does the Subaru Outback have? The Subaru Outback comes standard with EyeSight Driver Assist Technology, including adaptive cruise control, pre-collision braking, and lane-keeping assist, plus standard all-wheel drive.

Are electric cars safer than gas cars? Electric cars like the Tesla Model 3 and Hyundai Ioniq 6 often have lower centers of gravity reducing rollover risk, but crash safety depends on design — both can earn top ratings.

Sources

• Insurance Institute for Highway Safety (IIHS) — Vehicle ratings and Top Safety Pick criteria
• National Highway Traffic Safety Administration (NHTSA) — Five-star safety ratings and crash test data
• Car and Driver — Vehicle reviews and safety feature comparisons
• MotorTrend — Expert analysis on ADAS and crash protection
• Edmunds — Safety feature listings and pricing
• Kelley Blue Book (KBB) — Safety ratings and value assessments
• U.S. News — Vehicle rankings and safety scores
• Manufacturer pages (Volvo, Honda, Toyota, Mercedes-Benz, Subaru, Tesla, BMW, Hyundai, Lexus, Ford) — Official safety feature specifications

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