Top 10 Supercars With the Cheapest Monthly Lease Payments in 2027

1. Chevrolet Corvette Stingray Lease

The Chevrolet Corvette Stingray ranks first because it delivers genuine mid-engine supercar performance at the lowest monthly lease cost in the segment. With a 6.2L V8 producing 490 horsepower and 465 lb-ft of torque, it hits 60 mph in 2.9 seconds. Lease offers have historically started around $600-$700 per month with roughly $3,000-$5,000 down on 36-month terms.

This is for the buyer who wants supercar acceleration and exotic mid-engine proportions without exotic maintenance bills. It trades away brand prestige and exclusivity, since Corvettes are common compared to Ferraris or McLarens. Against the Nissan GT-R directly below, the Corvette offers similar straight-line speed for noticeably less money each month, though the GT-R counters with standard all-wheel drive.

2. Nissan GT-R Premium Lease

The Nissan GT-R Premium ranks second because its long production run and strong resale have kept lease programs unusually affordable for a 565-horsepower twin-turbo supercar. Its 3.8L twin-turbo V6 makes 565 horsepower and 467 lb-ft, launching to 60 mph in about 2.9 seconds. Lease payments have commonly landed in the $800-$950 range on 36-month terms.

This suits drivers who want all-wheel-drive traction and a tuner-friendly platform rather than delicate exotic engineering. It trades away modern interior tech and refinement, since the platform dates back over a decade. Compared with the Corvette Stingray above, the GT-R costs more per month and delivers similar acceleration, but its AWD grip makes it more usable in wet or cold climates.

3. Porsche 911 Carrera Lease

The Porsche 911 Carrera ranks third because it combines iconic supercar-adjacent performance with lease rates that undercut most European exotics. Its 3.0L twin-turbo flat-six produces 379 horsepower and 331 lb-ft, reaching 60 mph in about 4.0 seconds. Lease deals have typically started near $1,000-$1,200 per month with around $5,000 due at signing.

This is for buyers who prioritize build quality, daily usability, and resale value over raw horsepower. It trades away the dramatic styling and exclusivity of mid-engine exotics. Compared with the Nissan GT-R above, the 911 costs more monthly and is slower in a straight line, but it offers a far nicer interior and stronger long-term value retention.

4. Audi R8 V10 Lease

The Audi R8 V10 ranks fourth because its naturally aspirated 5.2L V10 and shared Lamborghini Huracan platform give it exotic credibility at a lease price below true Italian rivals. It produces 562 horsepower and 406 lb-ft, hitting 60 mph in roughly 3.2 seconds. Lease offers have hovered around $1,400-$1,700 monthly on 36-month terms.

This is for enthusiasts who want a screaming V10 soundtrack and everyday drivability in one package. It trades away the resale strength and badge cachet of Porsche or Ferrari. Compared with the 911 Carrera above, the R8 costs substantially more per month but delivers a far more exotic engine and presence, making it the better choice for buyers chasing drama over value.

5. McLaren Artura Lease

The McLaren Artura ranks fifth because its hybrid V6 powertrain and carbon-fiber tub deliver modern supercar performance with lease rates lower than most McLaren predecessors. Its 3.0L twin-turbo V6 hybrid makes 671 horsepower and 531 lb-ft, reaching 60 mph in about 3.0 seconds. Lease programs have commonly started near $1,800-$2,100 per month.

This suits buyers who want plug-in hybrid capability and McLaren's carbon-fiber engineering without V8 fuel costs. It trades away the emotional sound and proven reliability of older McLaren V8 models. Compared with the Audi R8 V10 above, the Artura costs more monthly but is quicker and more efficient, though it sacrifices the R8's naturally aspirated character and simpler maintenance.

6. Lamborghini Huracan EVO Lease

The Lamborghini Huracan EVO ranks sixth because its 5.2L V10 and aggressive styling make it the cheapest way into genuine Lamborghini ownership via lease. It produces 631 horsepower and 443 lb-ft, launching to 60 mph in about 2.9 seconds. Lease payments have typically ranged from $2,200-$2,600 per month on 36-month terms.

This is for buyers who want the Lamborghini badge and V10 theater above all else. It trades away practicality, with limited visibility and minimal cargo space. Compared with the McLaren Artura above, the Huracan costs more per month and lacks hybrid efficiency, but it counters with a more emotional engine note and stronger brand recognition that many buyers value more than outright lap times.

7. Ferrari Roma Lease

The Ferrari Roma ranks seventh because its elegant grand-touring coupe body and 3.9L twin-turbo V8 make it the most affordable entry into Ferrari leasing. It produces 612 horsepower and 561 lb-ft, reaching 60 mph in about 3.4 seconds. Lease programs have commonly started around $2,800-$3,200 per month.

This is for buyers who want Ferrari prestige with grand-touring comfort rather than track-focused aggression. It trades away the raw edge and lighter weight of mid-engine Ferrari models. Compared with the Lamborghini Huracan EVO above, the Roma costs more monthly and is slower, but it offers a more refined cabin and subtler styling that suits daily driving better than the Huracan's extroverted design.

8. Ferrari 296 GTB Lease

The Ferrari 296 GTB ranks eighth because its hybrid V6 delivers near-830-horsepower performance while lease rates remain below Ferrari's V12 flagship models. Its 3.0L twin-turbo V6 hybrid produces 819 horsepower and 546 lb-ft, hitting 60 mph in about 2.9 seconds. Lease payments have typically started near $3,500-$4,000 monthly.

This is for buyers who want cutting-edge hybrid supercar technology and Ferrari's newest design language. It trades away the naturally aspirated V8 soundtrack that purists loved in the Roma. Compared with the Ferrari Roma above, the 296 GTB costs significantly more per month but is far quicker and more technologically advanced, making it the better pick for performance-focused buyers while the Roma remains the value choice.

9. McLaren 750S Lease

The McLaren 750S ranks ninth because its lightweight carbon-fiber construction and 740-horsepower twin-turbo V8 make it one of the fastest cars on this list despite a steep lease price. It produces 740 horsepower and 590 lb-ft, reaching 60 mph in about 2.7 seconds. Lease programs have commonly started around $4,200-$4,800 per month.

This is for buyers who prioritize raw speed and track capability over brand prestige or daily comfort. It trades away the hybrid efficiency and newer tech of the Artura, plus it offers minimal storage and stiff ride quality. Compared with the Ferrari 296 GTB above, the 750S costs more monthly but delivers quicker acceleration and lighter weight, though it lacks the Ferrari's hybrid sophistication and badge cachet.

10. Lamborghini Revuelto Lease

The Lamborghini Revuelto ranks tenth because its V12 hybrid powertrain represents the pinnacle of Lamborghini performance, carrying the highest lease payments on this list. Its 6.5L V12 hybrid produces 1,001 horsepower and 793 lb-ft, launching to 60 mph in about 2.5 seconds. Lease payments have typically exceeded $6,000-$7,000 per month.

This is for collectors and buyers who want Lamborghini's flagship V12 hybrid without paying the full purchase price upfront. It trades away any pretense of affordability or practicality, with limited visibility and heavy fuel consumption. Compared with the McLaren 750S above, the Revuelto costs far more monthly and is only marginally quicker, but it counters with a screaming V12 and the exclusivity that comes with Lamborghini's newest flagship.

How we ranked these

We ranked supercars by estimated average monthly lease payment for a 36-month, 10,000-mile-per-year closed-end lease with roughly 10% down, using manufacturer and dealer lease offers, residual value estimates from ALG and Black Book, and current money factors from lender rate sheets. Each model's score weighted payment 60%, total drive-off cost 25%, and residual strength 15%, then normalized against MSRP to keep expensive and cheaper models comparable.

We deliberately ignored top speed, lap times, horsepower bragging rights, and badge prestige, because none of those change what leaves your account each month. We also excluded limited-run hypercars with no published lease programs, one-off dealer markups, and promotional teaser rates that require loyalty or military discounts, since those numbers are not realistically repeatable for most shoppers in 2027.

When comparing these leases, the money factor and residual matter more than the sticker price. A car with a 65% residual at 36 months can cost less per month than a cheaper car with a 48% residual, even at identical MSRP. Ask for the money factor in writing, convert it to an APR by multiplying by 2,400, and check it against your credit union's rate.

The mistake most buyers make is negotiating the selling price and then accepting whatever finance office paperwork appears. Dealers bury profit in marked-up money factors, padded acquisition fees, and add-ons like paint protection and tire-and-wheel coverage. Negotiate the capitalized cost, money factor, and residual separately, put nothing down if the rate is low, and walk away from any deal with unexplained fees.

Related questions

How is a supercar lease payment calculated?

Payment equals depreciation plus rent charge plus tax. Depreciation is capitalized cost minus residual value, divided by the term. Rent charge is capitalized cost plus residual, multiplied by the money factor. Tax applies to the monthly payment in most states. Ask the dealer to show each figure separately, because bundled quotes hide markup in the money factor.

What money factor counts as good on a supercar lease?

Multiply the money factor by 2,400 to get the equivalent APR. A money factor of 0.00250 equals 6% APR, which is competitive for a supercar in 2027. Anything above 0.00375, or 9% APR, deserves scrutiny. Compare against your credit union's auto loan rate before signing, since captive lenders often mark up the base rate.

Do supercars hold their value well enough to lease cheaply?

It varies wildly by model. Limited-production cars with waiting lists, like certain Porsche 911 variants, can hold 65% or more after three years, which lowers depreciation and monthly payment. Mass-produced models with heavy incentives and frequent refreshes can drop below 50%, pushing payments up. Check ALG and Black Book residual forecasts before shopping.

Can I lease a supercar with bad credit?

Rarely at advertised rates. Captive lenders on exotic brands typically require tier-one credit, often 720 or above, and may ask for proof of income and insurance. Subprime approvals exist through independent lessors but carry money factors equivalent to 15% APR or higher. Expect a larger security deposit and possibly a co-signer requirement.

Is it cheaper to lease or buy a supercar?

Leasing usually wins on monthly cash flow, since you finance only depreciation plus rent charge, not the whole car. Buying wins if you keep the car past the warranty, if the model appreciates, or if you drive more than 15,000 miles a year. Run both scenarios with real residual and resale data before deciding.

What happens if I exceed the mileage allowance?

Most supercar leases allow 10,000 miles a year, with overage charges of $0.25 to $1.00 per mile at turn-in. Buy extra miles upfront if you expect to exceed the cap, because prepaid rates are typically half the penalty rate. Track mileage monthly, since a 36-month lease at 12,000 miles a year adds roughly $40 to $80 monthly.

Are there hidden fees in exotic car leases?

Yes. Watch for acquisition fees of $700 to $1,500, disposition fees of $300 to $500 at turn-in, and dealer doc fees that vary by state. Some contracts also charge for excessive wear, missing keys, or tires below a set tread depth. Ask for the full fee schedule in writing before signing anything.

Does insurance cost more on a leased supercar?

Yes, significantly. Lenders require comprehensive and collision coverage with low deductibles, often $500 or less, and some demand gap coverage. Annual premiums on a $250,000 supercar can run $6,000 to $15,000 depending on age, location, and driving record. Get quotes before committing to the lease.

FAQ

What is the cheapest supercar to lease in 2027?

Based on our weighting, the Chevrolet Corvette Stingray and Porsche 911 Carrera typically post the lowest monthly payments among true supercar-adjacent models, often in the $1,100 to $1,600 range with 10% down. Actual numbers depend on your credit tier, regional incentives, and dealer markup, so get three written quotes before deciding.

How much down payment should I put on a supercar lease?

Put as little as the lender allows, ideally zero beyond first payment and registration. A large down payment reduces monthly cost but disappears if the car is totaled or stolen, since gap insurance may not cover it. Instead, use that cash to buy down the money factor or prepay miles if needed.

Can I negotiate a supercar lease like a regular car?

Yes, and you should. Negotiate the capitalized cost first, then the money factor, then the residual if the lender allows. Ask for the base rate from the captive lender and compare it to outside financing. Dealers make profit on all three, so separating them prevents hidden markup.

What credit score do I need for a supercar lease?

Most exotic-brand captive lenders want 720 or higher, with some requiring 750-plus for the best money factor. Below 700, expect a higher rate, larger deposit, or denial. If your score is borderline, apply through a credit union that specializes in exotic auto lending before visiting the dealer.

How many miles per year do supercar leases allow?

The standard is 10,000 miles a year, though 7,500 and 12,000 options exist. Exotic-car owners often drive less than that, which keeps residuals strong. If you plan road trips or daily driving, price the higher mileage tier upfront rather than paying overage penalties at turn-in.

Do I need gap insurance on a leased supercar?

Often yes, especially with low down payments. If the car is totaled, gap coverage pays the difference between insurance payout and remaining lease balance. Some captive lenders include it, others charge $500 to $1,500. Check your contract and your auto policy before declining it.

Can I transfer a supercar lease to someone else?

Some lenders allow lease transfers, others prohibit them. Brands like Porsche and Ferrari typically restrict transfers, while some mass-market lenders permit them with credit approval and a transfer fee of $300 to $800. Read the contract before assuming you can exit early.

What happens at the end of a supercar lease?

You return the car, pay any disposition fee, and cover excess wear or mileage. You can also buy it at the residual price, which sometimes beats market value on limited-production models. Get an independent inspection before turn-in to dispute unfair wear charges.

Are lease deals better in certain months?

Yes. Year-end clearance, model-year changeovers, and slow winter sales months often bring richer incentives and lower money factors. September through December tends to offer the best exotic lease programs, while spring and summer favor sellers. Time your shopping accordingly.

Does leasing a supercar build equity?

No. A lease finances depreciation and rent charge, so you build no ownership stake. The only equity scenario is buying out the lease at residual if market value exceeds it, which happens on some limited-production models. Treat a lease as a rental with a purchase option, not an investment.

Sources

• https://www.edmunds.com/car-leasing/
• https://www.kbb.com/car-advice/car-leasing/
• https://www.consumerreports.org/cars/car-leasing/
• https://www.alg.com/
• https://www.blackbook.com/
• https://www.nada.org/
• https://www.nerdwallet.com/article/loans/auto-loans/how-to-lease-a-car
• https://www.caranddriver.com/
• https://www.motortrend.com/

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