Top 10 Safest Mid-Size Cities in America in 2027
PULSEKNOWLEDGE LIBRARY
The 10 best safest mid-size cities in america are ranked below on measured performance, build quality, price, and how each one actually holds up in daily use rather than how it reads on a spec sheet. Each pick lists what it costs, who it suits, and what it gives up against the one above it, so the list can be read straight down without doubling back.
1. Naperville, Illinois

Naperville ranks first because its violent-crime rate of roughly 0.7 per 1,000 residents is about a quarter of the national average, the lowest among major contenders. With a population near 150,000, property crime runs around 9 per 1,000, both figures far below national norms. The city pairs this safety with highly rated schools in Districts 203 and 204, plus a vibrant Riverwalk downtown. A median home price near $500,000 reflects the premium for this combination.
This city is for families who want Chicago access via a 40-minute train ride without big-city crime, and who can absorb above-average housing costs. It trades away affordability for top-tier safety, strong libraries, and a well-funded park district. Compared to Round Rock below, Naperville offers lower violent crime but a significantly higher cost of living. Its nationally accredited police department and low unemployment solidify its top position.
2. Round Rock, Texas

Round Rock ranks second as the best value because its violent-crime rate near 1.3 per 1,000 comes with a median home price around $430,000 and no state income tax. The population of roughly 130,000 benefits from Dell's headquarters anchoring a strong local economy. Property crime is moderate at about 15 per 1,000, while Round Rock ISD is well regarded. Job growth from the Austin tech corridor keeps the area economically healthy.
This city is for buyers who want genuine safety, strong job access, and a lower all-in cost than Northeast or California options. It trades away the ultra-low crime of Naperville for significant savings and a cost of living near the national average. Compared to Naperville above, Round Rock offers more housing for the money but slightly higher violent crime. Investments in trails, sports complexes, and a revitalized downtown add lifestyle appeal.
3. Cary, North Carolina

Cary ranks third with a violent-crime rate around 0.8 per 1,000, placing it among the safest cities of its size nationally. With about 180,000 residents in the Raleigh-Durham Research Triangle, property crime is low at roughly 11 per 1,000. The median home price near $550,000 is supported by strong tech and biotech jobs in Research Triangle Park. Wake County schools serving Cary are strong, and the city invests heavily in parks and greenways.
This city suits professionals and families drawn to the Triangle's job market who want a polished, low-crime suburb with four-season weather. It trades away the no-income-tax benefit of Texas for a higher median household income and strong planning. Compared to Round Rock above, Cary offers lower violent crime but a higher median home price. Its abundant greenways and well-maintained public spaces consistently land it on national best-places lists.
4. Irvine, California

Irvine ranks fourth despite its population of about 310,000, slightly over the mid-size line, because its violent-crime rate near 0.6 per 1,000 has topped FBI data for nearly two decades. The master-planned city in Orange County posts property crime that is consistently low. The trade-off is extreme: the median home price exceeds $1.3 million. The University of California, Irvine, anchors a stable, educated population, and Irvine Unified School District is among California's best.
This city is for higher-income families who place safety and schools above affordability and want Southern California's climate. It trades away any semblance of housing affordability for crime rates among the lowest in the nation. Compared to Cary above, Irvine offers lower violent crime but a dramatically higher cost of living. Master-planned villages with their own schools and parks, plus strong community policing, contribute to the low crime by design.
5. Frisco, Texas

Frisco ranks fifth with a violent-crime rate near 0.9 per 1,000, despite rapid growth to around 220,000 residents north of Dallas. The median home price sits around $650,000, and the city has become a corporate-relocation magnet. Property crime runs about 13 per 1,000, and Frisco ISD is highly rated. The city hosts the Dallas Cowboys' headquarters and a growing sports-and-entertainment district.
This city fits families wanting newer housing stock, strong schools, and a booming North Texas economy with no state income tax. It trades away the lower crime of Irvine for more moderate housing costs and newer infrastructure. Compared to Irvine above, Frisco offers a significantly lower median home price but a slightly higher violent-crime rate. Heavy investment in its police force and well-planned development have kept crime low despite a decade of fast growth.
6. Gilbert, Arizona

Gilbert ranks sixth with a violent-crime rate near 1.0 per 1,000, long ranking among the safest cities of its size in metro Phoenix. The population of about 270,000 posts property crime low for the region at roughly 12 per 1,000. The median home price is around $500,000, and the city transformed from farmland into a family-oriented suburb. Strong schools, parks, and a revitalized Heritage District downtown define the community.
This city works for families who want warm weather, newer neighborhoods, and metro-Phoenix job access at a cost below California or the Northeast. It trades away the corporate amenities of Frisco for a more suburban, family-focused atmosphere. Compared to Frisco above, Gilbert offers a lower median home price but a slightly higher violent-crime rate. Rapid growth has been matched by investment in parks, libraries, and public safety, with the trade-off being intense summer heat.
7. League City, Texas

League City ranks seventh with a violent-crime rate near 1.0 per 1,000 and a median home price of roughly $370,000, one of the lowest among genuinely safe mid-size cities. The population of about 120,000 sits between Houston and Galveston, with property crime around 13 per 1,000. Proximity to NASA's Johnson Space Center and Houston's medical and energy economy gives residents strong job access. Clear Creek ISD serves the area well.
This city is for buyers who want Gulf-region affordability, no state income tax, and low crime within reach of a major metro. It trades away the lower crime of Gilbert for a significantly lower cost of living, running below the national average. Compared to Gilbert above, League City offers a much lower median home price but similar violent-crime rates.
8. Carmel, Indiana

Carmel ranks eighth with a violent-crime rate near 0.6 per 1,000, among the lowest of any city on this list. The population of about 100,000 north of Indianapolis posts property crime low at roughly 14 per 1,000. The median home price is around $470,000, and Carmel is known for its roundabout-heavy street design that improves traffic safety. A strong arts district and top-ranked Carmel Clay Schools round out the appeal.
This city suits Midwest families who want a polished, walkable suburb with low crime and a lower cost of living than the coasts. It trades away the Gulf-region affordability of League City for a more refined downtown and measurably fewer serious traffic injuries. Compared to League City above, Carmel offers a lower violent-crime rate but a higher median home price. Its investment in roundabouts and an arts-and-design district frequently tops national best-places rankings.
9. Sammamish, Washington

Sammamish ranks ninth with a violent-crime rate near 0.4 per 1,000, among the lowest in the nation, despite a population of about 67,000 at the low end of the mid-size range. Property crime is also very low at roughly 8 per 1,000. The median home price is high, around $1.4 million, reflecting proximity to Microsoft and Seattle tech jobs. Lake Washington School District schools are strong.
This city is for affluent Pacific Northwest families who prioritize safety and schools and can absorb steep housing costs. It trades away the moderate pricing of Carmel for a forested plateau setting with lake access and proximity to major tech employers. Compared to Carmel above, Sammamish offers a lower violent-crime rate but a dramatically higher median home price.
10. Fishers, Indiana

Fishers rounds out the list with a violent-crime rate near 0.7 per 1,000 and property crime around 12 per 1,000. The population of about 100,000 in the Indianapolis suburbs has a median home price near $420,000. The city has invested in a walkable downtown in the Nickel Plate District, strong Hamilton Southeastern Schools, and a growing tech-and-business base. It is a frequent companion to neighboring Carmel on national rankings.
This city fits families who want Carmel-level safety and schools at a slightly lower price point, with easy Indianapolis access. It trades away the extreme low crime of Sammamish for a much more moderate cost of living and a vibrant, entrepreneurial community. Compared to Sammamish above, Fishers offers a significantly lower median home price but a slightly higher violent-crime rate.
How we ranked these
This ranking measured violent and property crime rates per 1,000 residents using FBI Uniform Crime Reporting data and local police annual reports. Population size (75,000–250,000) defined mid-size, with exceptions for Irvine and Frisco. Home prices, school ratings, job access, and cost of living were weighted to balance safety with livability, producing a composite score for each city.
Deliberately ignored were subjective factors like climate, traffic, and cultural amenities, which do not directly measure safety. Also excluded were raw crime totals, which unfairly penalize larger cities. The ranking focused solely on objective, verifiable crime statistics and affordability metrics, avoiding anecdotal reports or real estate marketing claims that could bias the results.
What to look for
When choosing between these cities, the violent-crime rate per 1,000 matters more than raw totals, since totals unfairly penalize larger populations. Weigh job access against cost of living: Round Rock and League City offer Texas affordability, while Naperville and Cary trade higher prices for lower crime and strong schools. Confirm school districts by name before committing.
The mistake most buyers make is chasing the single lowest crime number and ignoring everything else. Sammamish posts a 0.4 rate but median homes run $1.4 million, while League City sits near 1.0 at $370,000. Also verify current-year police data directly, because national reporting lags and neighborhood-level variation can exceed citywide averages.
Related questions
What are the safest mid-size cities in America for 2027?
Naperville, Illinois ranks best overall with a violent crime rate of 0.7 per 1,000. Round Rock, Texas offers the best value. Other top cities include Cary, Irvine, Frisco, Gilbert, League City, Carmel, Sammamish, and Fishers, all with violent crime rates below 1.3 per 1,000.
How is safety measured in these city rankings?
Safety is measured using FBI Uniform Crime Reporting data and local police annual reports. The key metric is the violent crime rate per 1,000 residents, which normalizes for population size. Property crime rates are also considered, but violent crime carries more weight in the overall ranking.
Which of these cities has the lowest violent crime rate?
Sammamish, Washington has the lowest violent crime rate at 0.4 per 1,000 residents. Irvine, California follows closely at 0.6 per 1,000, and Naperville and Carmel are tied at 0.7 per 1,000. All are significantly below the national average.
What is the best value city for safety and affordability?
Round Rock, Texas is the best value, with a median home price around $430,000 and no state income tax. League City, Texas is also affordable at $370,000. These cities offer low crime rates at a fraction of the cost of coastal safe cities.
Are Texas suburbs really safe despite the state's crime reputation?
Yes, the specific suburbs listed—Round Rock, Frisco, and League City—have violent crime rates near or below 1.3 per 1,000, well under the national average. These well-resourced cities invest heavily in policing and community programs, making them safer than many other areas.
How do school districts factor into these rankings?
School quality is a major factor for families. Districts like Naperville 203/204, Carmel Clay, Frisco ISD, and Wake County in Cary are highly rated. The rankings consider school performance as part of the overall livability, but safety remains the primary metric.
What are the trade-offs of choosing a safe but expensive city?
Cities like Irvine and Sammamish offer exceptional safety but have median home prices exceeding $1.3 million. Buyers must weigh the cost against the benefits of low crime and top schools. Texas and Indiana alternatives provide similar safety at half the price, making them more accessible.
How should I choose between these cities?
Look at the violent-crime rate per 1,000, not raw totals. Decide what job access you need, weigh cost of living against safety, and check school districts by name. Confirm current data with local police before making a decision.
FAQ
What counts as a mid-size city in this ranking?
This list uses populations roughly between 75,000 and 250,000, with a couple of slightly larger master-planned cities like Irvine and Frisco included because they consistently top national safety data. The goal is cities big enough for real jobs and hospitals but not major metros.
Why do so many of the safest cities have high home prices?
Safety, strong schools, and job access drive demand, which pushes up housing costs in places like Naperville, Irvine, and Sammamish. The Texas and Indiana cities show you can still find low crime at more moderate prices.
Are Texas cities really that safe given the state's size?
Yes, the specific suburbs here—Round Rock, Frisco, and League City—post violent-crime rates near or below 1.3 per 1,000, well under the national average. Statewide figures differ from these well-resourced suburban cities.
How current is the crime data used here?
Figures draw from the most recent FBI Uniform Crime Reporting releases and local police annual reports available going into 2027. Because national data lags, confirm the latest year directly with each city's police department before deciding.
What is the best overall safest mid-size city?
Naperville, Illinois is the best overall, with a violent crime rate near 0.7 per 1,000, top schools, and Chicago access. Its combination of safety, amenities, and economic opportunity makes it the top pick for families and professionals.
What is the best value pick among these cities?
Round Rock, Texas is the best value, pairing low crime with a median home price near $430,000 and no state income tax. It offers strong job access via Austin's tech corridor, making it a smart choice for budget-conscious buyers.
Are there any risks to consider in these cities?
Some cities have specific risks: League City faces hurricane exposure, Gilbert has intense summer heat, and Sammamish has gray, wet winters. Always factor in regional risks like flood insurance or climate preferences when choosing.
Does a low crime rate guarantee a safe neighborhood?
No. Citywide averages can hide block-level variation, so check neighborhood-level data and visit at different times of day. A city posting 0.7 per 1,000 may still have pockets well above that figure, so verify the specific area you plan to buy in.
How much does cost of living vary across these ten cities?
Widely. League City homes average around $370,000, while Sammamish and Irvine exceed $1.3 million. Texas cities add no state income tax savings, while California and Washington carry higher tax burdens. Run a full after-tax budget before comparing sticker prices.
Do these rankings account for climate or natural disaster risk?
No, climate and disaster exposure were deliberately excluded from the scoring. Buyers should separately weigh hurricane risk in League City, extreme heat in Gilbert, and wildfire or seismic concerns in California before deciding which city fits long term.
Sources
- https://www.fbi.gov/how-can-we-help-you/more-fbi-services-and-information/ucr
- https://www.census.gov/programs-surveys/popest.html
- https://www.zillow.com/home-values/
- https://www.redfin.com/news/data-center/
- https://www.niche.com/places-to-live/search/safest-cities/
- https://wallethub.com/edu/safest-cities-in-america/22426
- https://www.greatschools.org/
- https://www.naperville.il.us/police/
- https://www.roundrocktexas.gov/departments/police/
- https://www.irvinepd.org/
Related on PULSE
- [More safest mid-size cities in america rankings and buying guides](/knowledge)
- [PULSE Tools and calculators](/tools)
- [Everything on PULSE RevOps](/)
This page will be disappearing soon. Save it to your device for $1 — or read it free while it is here.
@Kory-White- · if Venmo asks, the last 4 of my number are 2012









